Is RSLPS or VYM a better dividend investment in 2026?

RSLPS currently yields 28.57% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: RSLPS offers higher current income.

What is the dividend yield difference between RSLPS and VYM?

RSLPS has a forward dividend yield of 28.57% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 26.16 percentage points.

Home › Compare › RSLPS vs VYM

RSLPS vs VYM: Dividend Comparison 2026

RSLPS yields 28.57% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RSLPS wins by $94.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

RSLPS

● Live price

28.57%

Share price

$7.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$121.8K

Annual income

$15,453.29

Full RSLPS calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — RSLPS vs VYM

📍 RSLPS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	RSLPS	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, RSLPS + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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RSLPS pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSLPS

Annual income on $10K today (after 15% tax)

$2,428.57/yr

After 10yr DRIP, annual income (after tax)

$13,135.30/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, RSLPS beats the other by $12,898.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of RSLPS + VYM for your $10,000?

RSLPS: 50%VYM: 50%

100% VYM50/50100% RSLPS

Portfolio after 10yr

$74.8K

Annual income

$7,865.92/yr

Blended yield

10.51%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSLPS buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricRSLPSVYM

Forward yield	28.57% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$121.8K ✓	$27.8K
Annual income after 10y	$15,453.29 ✓	$278.55
Total dividends collected	$81.6K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: RSLPS vs VYM ($10,000, DRIP)

Year	RSLPS Portfolio	RSLPS Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$13,557	$2,857.14	$11,151	$241.44	+$2.4K → RSLPS
2	$18,126	$3,620.06	$12,413	$246.79	+$5.7K → RSLPS
3	$23,919	$4,523.47	$13,794	$251.79	+$10.1K → RSLPS
4	$31,171	$5,578.47	$15,306	$256.47	+$15.9K → RSLPS
5	$40,148	$6,794.40	$16,960	$260.84	+$23.2K → RSLPS
6	$51,136	$8,178.49	$18,768	$264.92	+$32.4K → RSLPS
7	$64,452	$9,735.54	$20,745	$268.71	+$43.7K → RSLPS
8	$80,431	$11,467.77	$22,905	$272.24	+$57.5K → RSLPS
9	$99,436	$13,374.73	$25,265	$275.51	+$74.2K → RSLPS
10	$121,850	$15,453.29	$27,842	$278.55	+$94.0K → RSLPS

RSLPS vs VYM: Complete Analysis 2026

RSLPS — Stock

RSLPS is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RSLPS shares.

Full RSLPS Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.