HomeCompareRSPY vs RYLD

RSPY vs RYLD: Dividend Comparison 2026

RSPY yields 7.91% · RYLD yields 12.14%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $10.8K in total portfolio value
10 years
RSPY
RSPY
● Live price
7.91%
Share price
$25.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$1,305.84
Full RSPY calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — RSPY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSPYRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RSPY + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RSPY pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSPY
Annual income on $10K today (after 15% tax)
$672.60/yr
After 10yr DRIP, annual income (after tax)
$1,109.96/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $1,089.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSPY + RYLD for your $10,000?

RSPY: 50%RYLD: 50%
100% RYLD50/50100% RSPY
Portfolio after 10yr
$39.1K
Annual income
$1,946.59/yr
Blended yield
4.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSPY buys
0
RYLD buys
0
No recent congressional trades found for RSPY or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSPYRYLD
Forward yield7.91%12.14%
Annual dividend / share$2.00$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.8K$44.5K
Annual income after 10y$1,305.84$2,587.35
Total dividends collected$10.5K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RSPY vs RYLD ($10,000, DRIP)

YearRSPY PortfolioRSPY Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,491$791.30$11,914$1,213.65$423.00RYLD
2$13,146$849.82$14,099$1,351.30$953.00RYLD
3$14,974$908.55$16,580$1,494.55$1.6KRYLD
4$16,990$967.24$19,384$1,642.61$2.4KRYLD
5$19,205$1,025.63$22,535$1,794.70$3.3KRYLD
6$21,632$1,083.49$26,063$1,950.00$4.4KRYLD
7$24,287$1,140.62$29,995$2,107.69$5.7KRYLD
8$27,184$1,196.83$34,361$2,266.99$7.2KRYLD
9$30,339$1,251.95$39,194$2,427.12$8.9KRYLD
10$33,769$1,305.84$44,525$2,587.35$10.8KRYLD

RSPY vs RYLD: Complete Analysis 2026

RSPYStock

The fund is an actively managed exchange traded fund ("ETF") that will primarily invest in ETFs that represent a sector of the S&P 500 Index. The S&P 500 Index is composed of the following eleven sectors: Information Technology, Health Care, Financials, Consumer Discretionary, Communication Services, Industrials, Consumer Staples, Energy, Utilities, Real Estate, and Materials. Under normal market conditions, the sub-adviser will invest the fund's assets in all eleven sectors that comprise the S&P 500 Index. The sub-adviser may adjust holdings based on changes in the S&P 500 economic sector weightings.

Full RSPY Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.