HomeCompareRSPY vs SPHD

RSPY vs SPHD: Dividend Comparison 2026

RSPY yields 7.91% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RSPY wins by $7.3K in total portfolio value
10 years
RSPY
RSPY
● Live price
7.91%
Share price
$25.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$1,305.84
Full RSPY calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — RSPY vs SPHD

📍 RSPY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSPYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RSPY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RSPY pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSPY
Annual income on $10K today (after 15% tax)
$672.60/yr
After 10yr DRIP, annual income (after tax)
$1,109.96/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, RSPY beats the other by $627.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSPY + SPHD for your $10,000?

RSPY: 50%SPHD: 50%
100% SPHD50/50100% RSPY
Portfolio after 10yr
$30.1K
Annual income
$936.60/yr
Blended yield
3.11%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSPY buys
0
SPHD buys
0
No recent congressional trades found for RSPY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSPYSPHD
Forward yield7.91%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.8K$26.5K
Annual income after 10y$1,305.84$567.37
Total dividends collected$10.5K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RSPY vs SPHD ($10,000, DRIP)

YearRSPY PortfolioRSPY Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,491$791.30$11,130$430.50+$361.00RSPY
2$13,146$849.82$12,357$447.82+$789.00RSPY
3$14,974$908.55$13,687$464.65+$1.3KRSPY
4$16,990$967.24$15,126$480.98+$1.9KRSPY
5$19,205$1,025.63$16,682$496.78+$2.5KRSPY
6$21,632$1,083.49$18,362$512.03+$3.3KRSPY
7$24,287$1,140.62$20,174$526.72+$4.1KRSPY
8$27,184$1,196.83$22,127$540.84+$5.1KRSPY
9$30,339$1,251.95$24,230$554.39+$6.1KRSPY
10$33,769$1,305.84$26,493$567.37+$7.3KRSPY

RSPY vs SPHD: Complete Analysis 2026

RSPYStock

The fund is an actively managed exchange traded fund ("ETF") that will primarily invest in ETFs that represent a sector of the S&P 500 Index. The S&P 500 Index is composed of the following eleven sectors: Information Technology, Health Care, Financials, Consumer Discretionary, Communication Services, Industrials, Consumer Staples, Energy, Utilities, Real Estate, and Materials. Under normal market conditions, the sub-adviser will invest the fund's assets in all eleven sectors that comprise the S&P 500 Index. The sub-adviser may adjust holdings based on changes in the S&P 500 economic sector weightings.

Full RSPY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.