HomeCompareRSPY vs VYM

RSPY vs VYM: Dividend Comparison 2026

RSPY yields 7.91% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RSPY wins by $6.0K in total portfolio value
10 years
RSPY
RSPY
● Live price
7.91%
Share price
$25.27
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$1,305.84
Full RSPY calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — RSPY vs VYM

📍 RSPY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRSPYVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RSPY + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RSPY pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RSPY
Annual income on $10K today (after 15% tax)
$672.60/yr
After 10yr DRIP, annual income (after tax)
$1,109.96/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, RSPY beats the other by $877.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RSPY + VYM for your $10,000?

RSPY: 50%VYM: 50%
100% VYM50/50100% RSPY
Portfolio after 10yr
$30.8K
Annual income
$789.39/yr
Blended yield
2.57%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RSPY buys
0
VYM buys
0
No recent congressional trades found for RSPY or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRSPYVYM
Forward yield7.91%2.37%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.8K$27.8K
Annual income after 10y$1,305.84$272.94
Total dividends collected$10.5K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RSPY vs VYM ($10,000, DRIP)

YearRSPY PortfolioRSPY Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,491$791.30$11,147$237.17+$344.00RSPY
2$13,146$849.82$12,404$242.33+$742.00RSPY
3$14,974$908.55$13,780$247.16+$1.2KRSPY
4$16,990$967.24$15,285$251.67+$1.7KRSPY
5$19,205$1,025.63$16,932$255.88+$2.3KRSPY
6$21,632$1,083.49$18,733$259.81+$2.9KRSPY
7$24,287$1,140.62$20,701$263.46+$3.6KRSPY
8$27,184$1,196.83$22,852$266.86+$4.3KRSPY
9$30,339$1,251.95$25,201$270.01+$5.1KRSPY
10$33,769$1,305.84$27,768$272.94+$6.0KRSPY

RSPY vs VYM: Complete Analysis 2026

RSPYStock

The fund is an actively managed exchange traded fund ("ETF") that will primarily invest in ETFs that represent a sector of the S&P 500 Index. The S&P 500 Index is composed of the following eleven sectors: Information Technology, Health Care, Financials, Consumer Discretionary, Communication Services, Industrials, Consumer Staples, Energy, Utilities, Real Estate, and Materials. Under normal market conditions, the sub-adviser will invest the fund's assets in all eleven sectors that comprise the S&P 500 Index. The sub-adviser may adjust holdings based on changes in the S&P 500 economic sector weightings.

Full RSPY Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this RSPY vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RSPY vs SCHDRSPY vs JEPIRSPY vs ORSPY vs KORSPY vs MAINRSPY vs VIGRSPY vs DGRORSPY vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.