HomeCompareRVCB vs EPRT

RVCB vs EPRT: Dividend Comparison 2026

RVCB yields 1.17% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $42.0K in total portfolio value
10 years
RVCB
RVCB
● Live price
1.17%
Share price
$24.00
Annual div
$0.28
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.3K
Annual income
$125.84
Full RVCB calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — RVCB vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRVCBEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RVCB + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RVCB pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RVCB
Annual income on $10K today (after 15% tax)
$99.17/yr
After 10yr DRIP, annual income (after tax)
$106.96/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $10,807.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RVCB + EPRT for your $10,000?

RVCB: 50%EPRT: 50%
100% EPRT50/50100% RVCB
Portfolio after 10yr
$42.4K
Annual income
$6,483.28/yr
Blended yield
15.30%
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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

RVCB
No analyst data
Altman Z
0.2
Piotroski
4/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RVCB buys
0
EPRT buys
0
No recent congressional trades found for RVCB or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRVCBEPRT
Forward yield1.17%3.92%
Annual dividend / share$0.28$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$21.3K$63.4K
Annual income after 10y$125.84$12,840.73
Total dividends collected$1.2K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: RVCB vs EPRT ($10,000, DRIP)

YearRVCB PortfolioRVCB Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$10,817$116.67$11,205$505.18$388.00EPRT
2$11,692$117.94$12,672$682.46$980.00EPRT
3$12,629$119.14$14,490$930.48$1.9KEPRT
4$13,634$120.28$16,786$1,282.69$3.2KEPRT
5$14,709$121.35$19,753$1,791.56$5.0KEPRT
6$15,861$122.36$23,677$2,541.64$7.8KEPRT
7$17,095$123.31$29,008$3,672.99$11.9KEPRT
8$18,416$124.20$36,463$5,425.08$18.0KEPRT
9$19,830$125.05$47,238$8,221.57$27.4KEPRT
10$21,344$125.84$63,385$12,840.73$42.0KEPRT

RVCB vs EPRT: Complete Analysis 2026

RVCBStock

River Valley Community Bancorp, through its subsidiary, River Valley Community Bank provides various banking products and services in the United States. The company accepts personal and business checking and savings accounts; certificates of deposits; and IRA accounts. Its loan products include consumer term, consumer construction, residential real estate mortgage, professional practice, agricultural real estate and land development, construction, and commercial real estate loans; home equity lines of credit; commercial lines of credit; and agricultural operating loans and lines. The company also offers debit, credit, travel money, and gift cards; and online banking and bill payment, ACH origination, electronic statement, remote deposit capture, merchant card processing, payroll, cashier's cheque, automatic teller machine, drive-up teller window, safe deposit box, notary, night depository, overdraft protection, direct deposit, wire transfer, and mobile banking services. It primarily serves small to middle-market businesses and professionals. The company has branches in Yuba City, Grass Valley, Auburn, and Marysville, California. River Valley Community Bancorp was founded in 2006 and is headquartered in Yuba City, California.

Full RVCB Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.