HomeCompareRYB vs XYLD

RYB vs XYLD: Dividend Comparison 2026

RYB yields 270.60% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYB wins by $765.43M in total portfolio value
10 years
RYB
RYB
● Live price
270.60%
Share price
$0.74
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$765.46M
Annual income
$443,239,509.84
Full RYB calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — RYB vs XYLD

📍 RYB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYBXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RYB + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYB pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYB
Annual income on $10K today (after 15% tax)
$23,000.95/yr
After 10yr DRIP, annual income (after tax)
$376,753,583.36/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, RYB beats the other by $376,750,734.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYB + XYLD for your $10,000?

RYB: 50%XYLD: 50%
100% XYLD50/50100% RYB
Portfolio after 10yr
$382.74M
Annual income
$221,621,430.43/yr
Blended yield
57.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYB buys
0
XYLD buys
0
No recent congressional trades found for RYB or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYBXYLD
Forward yield270.60%11.20%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$765.46M$25.9K
Annual income after 10y$443,239,509.84$3,351.03
Total dividends collected$732.01M$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RYB vs XYLD ($10,000, DRIP)

YearRYB PortfolioRYB Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$37,760$27,059.94$10,840$1,120.44+$26.9KRYB
2$135,897$95,493.60$11,786$1,249.59+$124.1KRYB
3$466,604$321,194.63$12,854$1,397.78+$453.8KRYB
4$1,529,947$1,030,680.46$14,063$1,568.33+$1.52MRYB
5$4,795,450$3,158,406.58$15,434$1,765.19+$4.78MRYB
6$14,383,166$9,252,034.63$16,995$1,993.14+$14.37MRYB
7$41,324,531$25,934,543.97$18,777$2,257.95+$41.31MRYB
8$113,855,569$69,638,320.37$20,818$2,566.58+$113.83MRYB
9$301,138,076$179,312,617.43$23,163$2,927.50+$301.11MRYB
10$765,457,251$443,239,509.84$25,865$3,351.03+$765.43MRYB

RYB vs XYLD: Complete Analysis 2026

RYBStock

RYB Education, Inc. provides early childhood education service in the People's Republic of China. The company offers play-and-learn centers services for the joint participation of 0-6-year-old children and their adult family members to promote children's development, foster bonding with family, and prepare them for their entry into kindergartens and primary schools; operates student care centers; and course content, training, support and guidance, and other services to franchisees and licensees. It also develops and sells educational products and services; distributes merchandise, such as teaching aids, educational toys, at-home educational products, and school uniforms through franchisees and other business partners, as well as directly to a market of families. In addition, the company operates Qingtian Youpin, an e-commerce platform for maternity and children's products. As of December 31, 2021, it operated 1,017 play-and-learn centers and 54 student care centers. The company was formerly known as Top Margin Limited and changed its name to RYB Education, Inc. in June 2017. RYB Education, Inc. was founded in 1998 and is based in Beijing, China.

Full RYB Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this RYB vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RYB vs SCHDRYB vs JEPIRYB vs ORYB vs KORYB vs MAINRYB vs QYLDRYB vs JEPQRYB vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.