HomeCompareRYBIF vs BTI

RYBIF vs BTI: Dividend Comparison 2026

RYBIF yields 3.64% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 RYBIF wins by $1108.31M in total portfolio value
10 years
RYBIF
RYBIF
● Live price
3.64%
Share price
$18.23
Annual div
$0.66
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1108.34M
Annual income
$1,052,848,442.35
Full RYBIF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — RYBIF vs BTI

📍 RYBIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYBIFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, RYBIF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYBIF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYBIF
Annual income on $10K today (after 15% tax)
$309.79/yr
After 10yr DRIP, annual income (after tax)
$894,921,176.00/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, RYBIF beats the other by $894,918,807.35/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of RYBIF + BTI for your $10,000?

RYBIF: 50%BTI: 50%
100% BTI50/50100% RYBIF
Portfolio after 10yr
$554.19M
Annual income
$526,425,614.50/yr
Blended yield
94.99%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

RYBIF
No analyst data
Altman Z
2.0
Piotroski
8/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYBIF buys
0
BTI buys
0
No recent congressional trades found for RYBIF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYBIFBTI
Forward yield3.64%5.38%
Annual dividend / share$0.66$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$1108.34M$37.7K
Annual income after 10y$1,052,848,442.35$2,786.64
Total dividends collected$1104.34M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: RYBIF vs BTI ($10,000, DRIP)

YearRYBIF PortfolioRYBIF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,429$728.91$11,299$598.92+$130.00RYBIF
2$13,786$1,557.13$12,794$703.91+$992.00RYBIF
3$18,262$3,510.80$14,518$829.07+$3.7KRYBIF
4$28,233$8,692.75$16,513$978.64+$11.7KRYBIF
5$55,329$25,119.68$18,827$1,157.84+$36.5KRYBIF
6$151,217$92,014.54$21,518$1,373.12+$129.7KRYBIF
7$631,858$470,055.87$24,657$1,632.46+$607.2KRYBIF
8$4,347,352$3,671,264.25$28,329$1,945.74+$4.32MRYBIF
9$51,865,306$47,213,639.77$32,637$2,325.33+$51.83MRYBIF
10$1,108,344,320$1,052,848,442.35$37,708$2,786.64+$1108.31MRYBIF

RYBIF vs BTI: Complete Analysis 2026

RYBIFStock

Ryobi Limited, together with its subsidiaries, operates as a die casting manufacturer in Japan, the United States, China, and internationally. The company operates through Die Castings, Builders' Hardware, and Printing Equipment segments. It offers die cast products comprising cylinder blocks, transmission cases, sub frames chassis parts, and electric car parts for use in the automobile industry; builders' hardware, such as sliding door closers, floor hinges, and concealed and overhead concealed door closers, as well as architectural hardware, such as door stoppers/door holders, door guards, flush bolts, and door coordinators, as well as automatic door operators; and printing equipment, including offset printing presses, peripherals, etc. The company also manufactures and sells aluminum forged products. Ryobi Limited was incorporated in 1943 and is headquartered in Fuchu, Japan.

Full RYBIF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.