HomeCompareRYFL vs EPRT

RYFL vs EPRT: Dividend Comparison 2026

RYFL yields 9.88% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $24.9K in total portfolio value· pulled ahead in Year 6
10 years
RYFL
RYFL
● Live price
9.88%
Share price
$20.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$38.4K
Annual income
$1,837.65
Full RYFL calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — RYFL vs EPRT

📍 EPRT pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodRYFLEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, RYFL + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
RYFL pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

RYFL
Annual income on $10K today (after 15% tax)
$839.51/yr
After 10yr DRIP, annual income (after tax)
$1,562.00/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $9,352.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of RYFL + EPRT for your $10,000?

RYFL: 50%EPRT: 50%
100% EPRT50/50100% RYFL
Portfolio after 10yr
$50.9K
Annual income
$7,339.19/yr
Blended yield
14.42%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

RYFL
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

RYFL buys
0
EPRT buys
0
No recent congressional trades found for RYFL or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricRYFLEPRT
Forward yield9.88%3.92%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$38.4K$63.4K
Annual income after 10y$1,837.65$12,840.73
Total dividends collected$14.1K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: RYFL vs EPRT ($10,000, DRIP)

YearRYFL PortfolioRYFL Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,688$987.65$11,205$505.18+$483.00RYFL
2$13,585$1,078.82$12,672$682.46+$913.00RYFL
3$15,707$1,171.88$14,490$930.48+$1.2KRYFL
4$18,073$1,266.36$16,786$1,282.69+$1.3KRYFL
5$20,700$1,361.78$19,753$1,791.56+$947.00RYFL
6← crossover$23,607$1,457.68$23,677$2,541.64$70.00EPRT
7$26,813$1,553.61$29,008$3,672.99$2.2KEPRT
8$30,339$1,649.16$36,463$5,425.08$6.1KEPRT
9$34,207$1,743.96$47,238$8,221.57$13.0KEPRT
10$38,439$1,837.65$63,385$12,840.73$24.9KEPRT

RYFL vs EPRT: Complete Analysis 2026

RYFLStock

Royal Financial, Inc., through its subsidiary, Royal Savings Bank, provides commercial and retail banking services to individuals and businesses. It offers savings, NOW, non-interest bearing checking, money market, time deposit, and individual retirement accounts; certificates of deposit; and grants loans, such as one-to-four family, multi-family, commercial mortgage, business, and home equity loans. The company also provides cash management, online, and mobile banking services. It operates through a network of seven branches in Chicago, a branch in Niles, and a branch in Westmont, Illinois, as well as loan production offices in Homewood and St. Charles, Illinois. Royal Financial, Inc. was founded in 1887 and is based in Chicago, Illinois. As of January 31, 2022, Royal Financial, Inc. operates as a subsidiary of Finward Bancorp.

Full RYFL Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
📬

Get this RYFL vs EPRT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

RYFL vs SCHDRYFL vs JEPIRYFL vs ORYFL vs KORYFL vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.