Is SAAFY or BTI a better dividend investment in 2026?

SAAFY currently yields 82.07% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: SAAFY offers higher current income.

What is the dividend yield difference between SAAFY and BTI?

SAAFY has a forward dividend yield of 82.07% ($7.22/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 76.69 percentage points.

Home › Compare › SAAFY vs BTI

SAAFY vs BTI: Dividend Comparison 2026

SAAFY yields 82.07% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SAAFY wins by $44864672.21M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SAAFY

● Live price

82.07%

Share price

$8.80

Annual div

$7.22

5Y div CAGR

58.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44864672.25M

Annual income

$43,788,966,898,488.06

Full SAAFY calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — SAAFY vs BTI

📍 SAAFY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SAAFY	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SAAFY + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SAAFY pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAAFY

Annual income on $10K today (after 15% tax)

$6,976.05/yr

After 10yr DRIP, annual income (after tax)

$37,220,621,863,714.85/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, SAAFY beats the other by $37,220,621,861,346.21/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAAFY + BTI for your $10,000?

SAAFY: 50%BTI: 50%

100% BTI50/50100% SAAFY

Portfolio after 10yr

$22432336.14M

Annual income

$21,894,483,450,637.35/yr

Blended yield

97.60%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SAAFY

No analyst data

Altman Z

5.4

Piotroski

5/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAAFY buys

BTI buys

No recent congressional trades found for SAAFY or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSAAFYBTI

Forward yield	82.07% ✓	5.38%
Annual dividend / share	$7.22 ✓	$3.15
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	58.1% ✓	11.3%
Portfolio after 10y	$44864672.25M ✓	$37.7K
Annual income after 10y	$43,788,966,898,488.06 ✓	$2,786.64
Total dividends collected	$44791877.37M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: SAAFY vs BTI ($10,000, DRIP)

Year	SAAFY Portfolio	SAAFY Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$23,675	$12,975.45	$11,299	$598.92	+$12.4K → SAAFY
2	$70,724	$45,390.88	$12,794	$703.91	+$57.9K → SAAFY
3	$276,021	$200,347.03	$14,518	$829.07	+$261.5K → SAAFY
4	$1,450,681	$1,155,338.29	$16,513	$978.64	+$1.43M → SAAFY
5	$10,524,174	$8,971,945.54	$18,827	$1,157.84	+$10.51M → SAAFY
6	$107,433,345	$96,172,478.70	$21,518	$1,373.12	+$107.41M → SAAFY
7	$1,565,561,347	$1,450,607,668.04	$24,657	$1,632.46	+$1565.54M → SAAFY
8	$32,909,254,694	$31,234,104,052.17	$28,329	$1,945.74	+$32909.23M → SAAFY
9	$1,005,332,105,861	$970,119,203,338.58	$32,637	$2,325.33	+$1005332.07M → SAAFY
10	$44,864,672,251,759	$43,788,966,898,488.06	$37,708	$2,786.64	+$44864672.21M → SAAFY

SAAFY vs BTI: Complete Analysis 2026

SAAFY — Stock

Saras S.p.A. engages in the oil refinery business in Italy and internationally. The company operates through Industrial & Marketing and Renewables segments. It also sells and distributes oil products, such as diesel, gasoline, diesel fuel for heating, liquefied petroleum gas, virgin naphtha, bunkering, and aviation fuel. In addition, the company generates and sells electricity through an integrated gasification combined cycle plant with a total installed capacity of 575 megawatts; and a wind farm with a total installed capacity of 171 megawatts. Further, it provides consultancy, engineering, and technological development services in the oil refining, petrochemical, chemical, and energy industry sectors. Additionally, the company owns and operates depots located in Arcola and Cartagena. Saras S.p.A. was founded in 1962 and is headquartered in Milan, Italy.

Full SAAFY Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

📬

Get this SAAFY vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SAAFY vs SCHD SAAFY vs JEPI SAAFY vs O SAAFY vs KO SAAFY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.