Is SAF or EPRT a better dividend investment in 2026?

SAF currently yields 8.00% with a 5% 5-year dividend growth rate. EPRT yields 3.94% with 5% growth. The better choice depends on your goal: SAF offers higher current income.

What is the dividend yield difference between SAF and EPRT?

SAF has a forward dividend yield of 8.00% ($2.00/share annually). EPRT yields 3.94% ($1.21/share annually). The yield gap is 4.06 percentage points.

Home › Compare › SAF vs EPRT

SAF vs EPRT: Dividend Comparison 2026

SAF yields 8.00% · EPRT yields 3.94%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 EPRT wins by $29.8K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

SAF

● Live price

8.00%

Share price

$25.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.0K

Annual income

$1,326.49

Full SAF calculator →

EPRT

● Live price

3.94%

Share price

$30.62

Annual div

$1.21

5Y div CAGR

29%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.7K

Annual income

$12,959.81

Full EPRT calculator →

Portfolio growth — SAF vs EPRT

📍 EPRT pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SAF	EPRT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SAF + EPRT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SAF pays

EPRT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAF

Annual income on $10K today (after 15% tax)

$679.73/yr

After 10yr DRIP, annual income (after tax)

$1,127.52/yr

EPRT

Annual income on $10K today (after 15% tax)

$334.50/yr

After 10yr DRIP, annual income (after tax)

$11,015.84/yr

At 15% tax rate, EPRT beats the other by $9,888.32/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SAF + EPRT for your $10,000?

SAF: 50%EPRT: 50%

100% EPRT50/50100% SAF

Portfolio after 10yr

$48.8K

Annual income

$7,143.15/yr

Blended yield

14.63%

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Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

SAF

No analyst data

EPRT

Analyst Ratings

Strong

Buy

Hold

Sell

Consensus: Buy

Price Target

$35.50

+15.9% upside vs current

Range: $33.00 — $37.00

Altman Z

1.8

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAF buys

EPRT buys

Politician	Chamber	Ticker	Type	Amount	Date
Daniel Goldman	🏢 House	$EPRT	▼ Sell	$15,001 - $50,000	2023-07-12

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSAFEPRT

Forward yield	8.00% ✓	3.94%
Annual dividend / share	$2.00 ✓	$1.21
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	29% ✓
Portfolio after 10y	$34.0K	$63.7K ✓
Annual income after 10y	$1,326.49	$12,959.81 ✓
Total dividends collected	$10.7K	$38.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: SAF vs EPRT ($10,000, DRIP)

Year	SAF Portfolio	SAF Income/yr	EPRT Portfolio	EPRT Income/yr	Gap
1	$11,500	$799.68	$11,208	$507.66	+$292.00 → SAF
2	$13,164	$859.45	$12,678	$685.95	+$486.00 → SAF
3	$15,005	$919.48	$14,501	$935.49	+$504.00 → SAF
4	$17,035	$979.50	$16,806	$1,290.00	+$229.00 → SAF
5← crossover	$19,267	$1,039.25	$19,785	$1,802.45	$518.00 → EPRT
6	$21,714	$1,098.51	$23,728	$2,558.23	$2.0K → EPRT
7	$24,391	$1,157.04	$29,088	$3,698.90	$4.7K → EPRT
8	$27,313	$1,214.66	$36,591	$5,466.75	$9.3K → EPRT
9	$30,496	$1,271.20	$47,443	$8,290.75	$16.9K → EPRT
10	$33,957	$1,326.49	$63,724	$12,959.81	$29.8K → EPRT

SAF vs EPRT: Complete Analysis 2026

SAF — Stock

SAF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SAF shares.

Full SAF Calculator →

EPRT — REIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.