HomeCompareSAPLF vs BTI

SAPLF vs BTI: Dividend Comparison 2026

SAPLF yields 4.50% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SAPLF wins by $3425.81M in total portfolio value
10 years
SAPLF
SAPLF
● Live price
4.50%
Share price
$1.18
Annual div
$0.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3425.85M
Annual income
$3,285,634,213.20
Full SAPLF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — SAPLF vs BTI

📍 SAPLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSAPLFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SAPLF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SAPLF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SAPLF
Annual income on $10K today (after 15% tax)
$382.64/yr
After 10yr DRIP, annual income (after tax)
$2,792,789,081.22/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, SAPLF beats the other by $2,792,786,699.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SAPLF + BTI for your $10,000?

SAPLF: 50%BTI: 50%
100% BTI50/50100% SAPLF
Portfolio after 10yr
$1712.94M
Annual income
$1,642,818,507.74/yr
Blended yield
95.91%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SAPLF
No analyst data
Altman Z
6.4
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SAPLF buys
0
BTI buys
0
No recent congressional trades found for SAPLF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSAPLFBTI
Forward yield4.50%5.40%
Annual dividend / share$0.05$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$3425.85M$37.8K
Annual income after 10y$3,285,634,213.20$2,802.29
Total dividends collected$3415.93M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SAPLF vs BTI ($10,000, DRIP)

YearSAPLF PortfolioSAPLF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,600$900.34$11,301$601.08+$299.00SAPLF
2$14,365$1,952.19$12,799$706.58+$1.6KSAPLF
3$19,889$4,518.46$14,527$832.38+$5.4KSAPLF
4$32,974$11,693.56$16,527$982.75+$16.4KSAPLF
5$71,521$36,238.13$18,846$1,162.95+$52.7KSAPLF
6$223,443$146,915.57$21,545$1,379.49+$201.9KSAPLF
7$1,097,008$857,924.04$24,694$1,640.41+$1.07MSAPLF
8$9,046,770$7,872,971.61$28,378$1,955.69+$9.02MSAPLF
9$131,038,148$121,358,104.80$32,702$2,337.79+$131.01MSAPLF
10$3,425,845,032$3,285,634,213.20$37,794$2,802.29+$3425.81MSAPLF

SAPLF vs BTI: Complete Analysis 2026

SAPLFStock

Sylvania Platinum Limited primarily engages in the retreatment of platinum group metals (PGM) bearing chrome tailings materials in South Africa and Mauritius. The company produces PGMs, including platinum, palladium, and rhodium. It holds interests in the Sylvania dump operations that comprise six chrome beneficiation and PGM processing plants located in the Eastern and Western Limb of the Bushveld Igneous Complex; and various mineral asset development projects, including Volspruit and Northern Limb projects located on the Northern Limb of the Bushveld Igneous Complex located in South Africa. The company was incorporated in 2010 and is based in Hamilton, Bermuda.

Full SAPLF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.