HomeCompareSBGOF vs BTI

SBGOF vs BTI: Dividend Comparison 2026

SBGOF yields 4.39% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SBGOF wins by $2973.81M in total portfolio value
10 years
SBGOF
SBGOF
● Live price
4.39%
Share price
$19.40
Annual div
$0.85
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2973.85M
Annual income
$2,849,084,593.31
Full SBGOF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SBGOF vs BTI

📍 SBGOF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBGOFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SBGOF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SBGOF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBGOF
Annual income on $10K today (after 15% tax)
$372.89/yr
After 10yr DRIP, annual income (after tax)
$2,421,721,904.31/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, SBGOF beats the other by $2,421,719,535.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBGOF + BTI for your $10,000?

SBGOF: 50%BTI: 50%
100% BTI50/50100% SBGOF
Portfolio after 10yr
$1486.94M
Annual income
$1,424,543,689.97/yr
Blended yield
95.80%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SBGOF
No analyst data
Altman Z
0.4
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBGOF buys
0
BTI buys
0
No recent congressional trades found for SBGOF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBGOFBTI
Forward yield4.39%5.38%
Annual dividend / share$0.85$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$2973.85M$37.7K
Annual income after 10y$2,849,084,593.31$2,786.64
Total dividends collected$2965.00M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SBGOF vs BTI ($10,000, DRIP)

YearSBGOF PortfolioSBGOF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,577$877.38$11,299$598.92+$278.00SBGOF
2$14,286$1,898.65$12,794$703.91+$1.5KSBGOF
3$19,666$4,379.30$14,518$829.07+$5.1KSBGOF
4$32,310$11,267.79$16,513$978.64+$15.8KSBGOF
5$69,175$34,602.94$18,827$1,157.84+$50.3KSBGOF
6$212,491$138,473.86$21,518$1,373.12+$191.0KSBGOF
7$1,022,437$795,071.55$24,657$1,632.46+$997.8KSBGOF
8$8,244,706$7,150,698.61$28,329$1,945.74+$8.22MSBGOF
9$116,600,641$107,778,805.43$32,637$2,325.33+$116.57MSBGOF
10$2,973,847,279$2,849,084,593.31$37,708$2,786.64+$2973.81MSBGOF

SBGOF vs BTI: Complete Analysis 2026

SBGOFStock

Standard Bank Group Limited provides banking and financial products and services in Africa and internationally. The company's personal banking products include bank accounts, digital wallets, credit and prepaid cards, saving and investment products, and foreign exchange products and services; home, personal, vehicle, and student loans; financial planning and trading services; and wills, estate, and trust services, as well as car, home, income, debt, funeral, life, travel, legal assist, and personal accident insurance. Its business banking products comprise business and attorney trust accounts; business, vehicle and asset finance, commercial property financing, and specialized financing; savings and investment accounts; business, loans, corporate risks, agri business, vehicle, commercial property, engineering risks, new contracts, cargo, cash, events, directors and officers liability, and commercial cyber insurance services; fleet management, merchant, cash, debit order, franchising, and ecommerce solutions; and employer value banking, instant money bulk and salary payments, pay and incentive cards, incentive cards, financial planning, and payroll and HR services. The company also provides trading and risk management solutions across financial markets, including foreign exchange, money markets, interest rates, equities, and credit and commodities; international trade finance, working capital, and investor service solutions. In addition, it offers wealth management products and services; and online, mobile, and telephone banking services. It serves small- and medium-sized businesses, large commercial enterprises, larger companies, governments, parastatals, and institutional clients. Standard Bank Group Limited was founded in 1862 and is based in Johannesburg, South Africa.

Full SBGOF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.