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SBKO vs EPRT: Dividend Comparison 2026

SBKO yields 10.28% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $23.9K in total portfolio value· pulled ahead in Year 7
10 years
SBKO
SBKO
● Live price
10.28%
Share price
$19.45
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.5K
Annual income
$1,960.92
Full SBKO calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — SBKO vs EPRT

📍 EPRT pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBKOEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SBKO + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SBKO pays
EPRT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBKO
Annual income on $10K today (after 15% tax)
$874.04/yr
After 10yr DRIP, annual income (after tax)
$1,666.78/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $9,247.84/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBKO + EPRT for your $10,000?

SBKO: 50%EPRT: 50%
100% EPRT50/50100% SBKO
Portfolio after 10yr
$51.4K
Annual income
$7,400.82/yr
Blended yield
14.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

SBKO
No analyst data
Altman Z
0.4
Piotroski
4/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBKO buys
0
EPRT buys
0
No recent congressional trades found for SBKO or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBKOEPRT
Forward yield10.28%3.92%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$39.5K$63.4K
Annual income after 10y$1,960.92$12,840.73
Total dividends collected$14.9K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: SBKO vs EPRT ($10,000, DRIP)

YearSBKO PortfolioSBKO Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,728$1,028.28$11,205$505.18+$523.00SBKO
2$13,676$1,127.10$12,672$682.46+$1.0KSBKO
3$15,862$1,228.32$14,490$930.48+$1.4KSBKO
4$18,304$1,331.43$16,786$1,282.69+$1.5KSBKO
5$21,021$1,435.87$19,753$1,791.56+$1.3KSBKO
6$24,034$1,541.14$23,677$2,541.64+$357.00SBKO
7← crossover$27,363$1,646.74$29,008$3,672.99$1.6KEPRT
8$31,030$1,752.19$36,463$5,425.08$5.4KEPRT
9$35,059$1,857.06$47,238$8,221.57$12.2KEPRT
10$39,474$1,960.92$63,385$12,840.73$23.9KEPRT

SBKO vs EPRT: Complete Analysis 2026

SBKOStock

Summit Bank Group, Inc. operates as the bank holding company for Summit Bank that provides commercial banking, financing, real estate lending, and other services to personal and business customers in the United States. The company accepts various deposit products. It also offers loan products, including home equity, personal, professional, overdraft protection, commercial, and business lines of credit, as well as standby letters of credit; equipment term loans; auto, boat, and RV loans; commercial real estate, and residential and commercial construction loans; business VISA loans; and small business administration guaranteed loans. In addition, the company provides customized business online banking, ACH and wire transfer, remote deposit, business Visa debit card with ATM access, drive-up banking, corporate credit card, lockbox, and courier services; and free account access and bill pay, bank-by-mail, mobile banking, 24-hour deposit, and customer services. Further, it offers lost or stolen card services, as well as order check services. The company has offices in Eugene, Central Oregon, and the Portland Metropolitan area. Summit Bank Group, Inc. was founded in 2004 and is headquartered in Eugene, Oregon.

Full SBKO Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.