HomeCompareSBNY vs GBDC

SBNY vs GBDC: Dividend Comparison 2026

SBNY yields 307.69% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SBNY wins by $1775.47M in total portfolio value
10 years
SBNY
SBNY
● Live price
307.69%
Share price
$0.65
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1796.25M
Annual income
$1,095,723,615.05
Full SBNY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — SBNY vs GBDC

📍 SBNY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBNYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SBNY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SBNY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBNY
Annual income on $10K today (after 15% tax)
$26,153.85/yr
After 10yr DRIP, annual income (after tax)
$931,365,072.79/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, SBNY beats the other by $917,434,198.89/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBNY + GBDC for your $10,000?

SBNY: 50%GBDC: 50%
100% GBDC50/50100% SBNY
Portfolio after 10yr
$908.51M
Annual income
$556,056,439.23/yr
Blended yield
61.21%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SBNY right now

SBNY
Analyst Ratings
21
Buy
6
Hold
Consensus: Buy
Price Target
$273.70
+42007.7% upside vs current
Range: $132.00 — $450.00
Altman Z
-0.6
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBNY buys
0
GBDC buys
0
No recent congressional trades found for SBNY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBNYGBDC
Forward yield307.69%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$1796.25M$20.78M
Annual income after 10y$1,095,723,615.05$16,389,263.41
Total dividends collected$1726.57M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy
Analyst price target$273.70$14.00

Year-by-year: SBNY vs GBDC ($10,000, DRIP)

YearSBNY PortfolioSBNY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$41,469$30,769.23$12,490$1,790.28+$29.0KSBNY
2$163,622$119,250.12$16,522$3,157.73+$147.1KSBNY
3$614,811$439,735.28$23,578$5,898.68+$591.2KSBNY
4$2,202,060$1,544,212.14$37,115$11,886.75+$2.16MSBNY
5$7,525,253$5,169,049.22$66,136$26,423.57+$7.46MSBNY
6$24,560,949$16,508,928.16$137,257$66,491.44+$24.42MSBNY
7$76,637,131$50,356,915.57$341,734$194,868.54+$76.30MSBNY
8$228,850,204$146,848,473.02$1,050,788$685,133.02+$227.80MSBNY
9$654,694,032$409,824,313.91$4,099,314$2,974,971.01+$650.59MSBNY
10$1,796,246,229$1,095,723,615.05$20,775,530$16,389,263.41+$1775.47MSBNY

SBNY vs GBDC: Complete Analysis 2026

SBNYStock

Signature Bank provides commercial banking products and services. It accepts various deposit products, including checking accounts, money market accounts, escrow deposit accounts, cash concentration accounts, certificates of deposit, and other cash management products. The company provides various lending products comprising commercial and industrial loans, real estate loans, and letters of credit. In addition, it offers asset management and investment products; and retirement products, such as individual retirement accounts and administrative services for retirement vehicles. Further, the company provides wealth management services to its high net worth personal clients; and purchases, sells, and assembles small business administration loans and pools. Additionally, it offers individual and group insurance products, including health, life, disability, and long-term care insurance products for business and private clients. As of December 31, 2021, the company operated 37 private client offices located in the metropolitan New York area, Connecticut, California, and North Carolina. Signature Bank was incorporated in 2000 and is headquartered in New York, New York.

Full SBNY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.