HomeCompareSBNY vs MCD

SBNY vs MCD: Dividend Comparison 2026

SBNY yields 307.69% · MCD yields 2.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SBNY wins by $1796.17M in total portfolio value
10 years
SBNY
SBNY
● Live price
307.69%
Share price
$0.65
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1796.25M
Annual income
$1,095,723,615.05
Full SBNY calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — SBNY vs MCD

📍 SBNY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBNYMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SBNY + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SBNY pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBNY
Annual income on $10K today (after 15% tax)
$26,153.85/yr
After 10yr DRIP, annual income (after tax)
$931,365,072.79/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, SBNY beats the other by $931,343,114.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBNY + MCD for your $10,000?

SBNY: 50%MCD: 50%
100% MCD50/50100% SBNY
Portfolio after 10yr
$898.16M
Annual income
$547,874,724.22/yr
Blended yield
61.00%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

SBNY
Analyst Ratings
21
Buy
6
Hold
Consensus: Buy
Price Target
$273.70
+42007.7% upside vs current
Range: $132.00 — $450.00
Altman Z
-0.6
Piotroski
6/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBNY buys
7
MCD buys
0
PoliticianChamberTickerTypeAmountDate
Daniel Goldman🏢 House$SBNY▲ Buy$1,001 - $15,0002023-03-06
Ro Khanna🏢 House$SBNY▲ Buy$1,001 - $15,0002023-01-09
Ro Khanna🏢 House$SBNY▼ Sell$1,001 - $15,0002022-12-06
Ro Khanna🏢 House$SBNY▼ Sell$1,001 - $15,0002022-11-02
Ro Khanna🏢 House$SBNY▲ Buy$1,001 - $15,0002022-09-29
Ro Khanna🏢 House$SBNY▼ Sell$1,001 - $15,0002022-08-23
Ro Khanna🏢 House$SBNY▲ Buy$1,001 - $15,0002022-08-01
Ro Khanna🏢 House$SBNY▲ Buy$1,001 - $15,0002022-05-23
Ro Khanna🏢 House$SBNY▼ Sell$1,001 - $15,0002022-05-10
Ro Khanna🏢 House$SBNY▲ Buy$1,001 - $15,0002022-04-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBNYMCD
Forward yield307.69%2.34%
Annual dividend / share$2.00$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3%
Portfolio after 10y$1796.25M$77.7K
Annual income after 10y$1,095,723,615.05$25,833.37
Total dividends collected$1726.57M$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusBuyBuy
Analyst price target$273.70$351.76

Year-by-year: SBNY vs MCD ($10,000, DRIP)

YearSBNY PortfolioSBNY Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$41,469$30,769.23$10,812$332.41+$30.7KSBNY
2$163,622$119,250.12$11,819$488.02+$151.8KSBNY
3$614,811$439,735.28$13,111$724.37+$601.7KSBNY
4$2,202,060$1,544,212.14$14,832$1,091.05+$2.19MSBNY
5$7,525,253$5,169,049.22$17,219$1,675.85+$7.51MSBNY
6$24,560,949$16,508,928.16$20,688$2,641.85+$24.54MSBNY
7$76,637,131$50,356,915.57$25,990$4,309.70+$76.61MSBNY
8$228,850,204$146,848,473.02$34,590$7,351.77+$228.82MSBNY
9$654,694,032$409,824,313.91$49,535$13,285.25+$654.64MSBNY
10$1,796,246,229$1,095,723,615.05$77,746$25,833.37+$1796.17MSBNY

SBNY vs MCD: Complete Analysis 2026

SBNYStock

Signature Bank provides commercial banking products and services. It accepts various deposit products, including checking accounts, money market accounts, escrow deposit accounts, cash concentration accounts, certificates of deposit, and other cash management products. The company provides various lending products comprising commercial and industrial loans, real estate loans, and letters of credit. In addition, it offers asset management and investment products; and retirement products, such as individual retirement accounts and administrative services for retirement vehicles. Further, the company provides wealth management services to its high net worth personal clients; and purchases, sells, and assembles small business administration loans and pools. Additionally, it offers individual and group insurance products, including health, life, disability, and long-term care insurance products for business and private clients. As of December 31, 2021, the company operated 37 private client offices located in the metropolitan New York area, Connecticut, California, and North Carolina. Signature Bank was incorporated in 2000 and is headquartered in New York, New York.

Full SBNY Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
📬

Get this SBNY vs MCD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SBNY vs SCHDSBNY vs JEPISBNY vs OSBNY vs KOSBNY vs MAINSBNY vs YUMSBNY vs QSRSBNY vs SBUX

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.