HomeCompareSBT vs MCD

SBT vs MCD: Dividend Comparison 2026

SBT yields 100.21% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $36.2K in total portfolio value· pulled ahead in Year 9
10 years
SBT
SBT
● Live price
100.21%
Share price
$4.84
Annual div
$4.85
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.4K
Annual income
$21.06
Full SBT calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — SBT vs MCD

📍 MCD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSBTMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SBT + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SBT pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SBT
Annual income on $10K today (after 15% tax)
$8,517.56/yr
After 10yr DRIP, annual income (after tax)
$17.90/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $22,275.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SBT + MCD for your $10,000?

SBT: 50%MCD: 50%
100% MCD50/50100% SBT
Portfolio after 10yr
$60.5K
Annual income
$13,124.38/yr
Blended yield
21.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

SBT
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Price Target
$4.50
-7.0% upside vs current
Range: $3.00 — $6.00
Altman Z
0.8
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SBT buys
0
MCD buys
0
No recent congressional trades found for SBT or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSBTMCD
Forward yield100.21%2.35%
Annual dividend / share$4.85$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%42.3%
Portfolio after 10y$42.4K$78.5K
Annual income after 10y$21.06$26,227.70
Total dividends collected$13.5K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusBuyBuy
Analyst price target$4.50$351.76

Year-by-year: SBT vs MCD ($10,000, DRIP)

YearSBT PortfolioSBT Income/yrMCD PortfolioMCD Income/yrGap
1$15,710$5,010.33$10,815$334.85+$4.9KSBT
2$20,488$3,678.22$11,826$491.71+$8.7KSBT
3$24,164$2,241.53$13,123$730.06+$11.0KSBT
4$27,091$1,235.36$14,853$1,100.07+$12.2KSBT
5$29,634$647.19$17,257$1,690.61+$12.4KSBT
6$32,040$330.82$20,752$2,667.01+$11.3KSBT
7$34,450$167.14$26,103$4,354.83+$8.3KSBT
8$36,945$83.98$34,794$7,437.78+$2.2KSBT
9← crossover$39,573$42.08$49,926$13,461.60$10.4KMCD
10$42,364$21.06$78,550$26,227.70$36.2KMCD

SBT vs MCD: Complete Analysis 2026

SBTStock

Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. It offers checking, savings, and money market accounts, as well as IRAs and certificates of deposit; and one- to four-family residential, commercial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit. The company also provides retail banking services. It operates through a network of 28 branches in San Francisco and Los Angeles, California; New York, New York; and Southfield, Michigan. The company was founded in 1984 and is headquartered in Southfield, Michigan.

Full SBT Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
📬

Get this SBT vs MCD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SBT vs SCHDSBT vs JEPISBT vs OSBT vs KOSBT vs MAINSBT vs YUMSBT vs QSRSBT vs SBUX

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.