HomeCompareSC vs JEPI

SC vs JEPI: Dividend Comparison 2026

SC yields 7.36% · JEPI yields 8.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SC wins by $3.2K in total portfolio value
10 years
SC
SC
● Live price
7.36%
Share price
$41.60
Annual div
$3.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.5K
Annual income
$1,172.89
Full SC calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — SC vs JEPI

📍 SC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SC + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SC pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SC
Annual income on $10K today (after 15% tax)
$625.24/yr
After 10yr DRIP, annual income (after tax)
$996.96/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $340.66/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SC + JEPI for your $10,000?

SC: 50%JEPI: 50%
100% JEPI50/50100% SC
Portfolio after 10yr
$30.9K
Annual income
$1,373.28/yr
Blended yield
4.44%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SC buys
0
JEPI buys
4
PoliticianChamberTickerTypeAmountDate
Ro Khanna🏢 House$JEPI▼ Sell$1,001 - $15,0002023-11-03
Max Miller🏢 House$JEPI▼ Sell$1,001 - $15,0002023-10-06
Kevin Hern🏢 House$JEPI▲ Buy$1,001 - $15,0002022-10-06
Kevin Hern🏢 House$JEPI▲ Buy$1,001 - $15,0002022-09-07
Robert J. Wittman🏢 House$JEPI▲ Buy$1,001 - $15,0002022-05-10
Kevin Hern🏢 House$JEPI▲ Buy$100,001 - $250,0002021-07-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCJEPI
Forward yield7.36%8.56%
Annual dividend / share$3.06$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.5K$29.3K
Annual income after 10y$1,172.89$1,573.67
Total dividends collected$9.6K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SC vs JEPI ($10,000, DRIP)

YearSC PortfolioSC Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,436$735.58$11,276$855.74+$160.00SC
2$13,022$786.14$12,675$926.02+$347.00SC
3$14,770$836.65$14,207$999.01+$563.00SC
4$16,691$886.89$15,878$1,074.57+$813.00SC
5$18,796$936.66$17,697$1,152.57+$1.1KSC
6$21,098$985.78$19,674$1,232.87+$1.4KSC
7$23,609$1,034.10$21,815$1,315.29+$1.8KSC
8$26,343$1,081.47$24,131$1,399.68+$2.2KSC
9$29,315$1,127.77$26,630$1,485.86+$2.7KSC
10$32,540$1,172.89$29,323$1,573.67+$3.2KSC

SC vs JEPI: Complete Analysis 2026

SCStock

Santander Consumer USA Holdings Inc., a specialized consumer finance company, provides vehicle finance and third-party servicing in the United States. It offers vehicle financial products and services, including retail installment contracts and vehicle leases, as well as dealer loans for inventory, construction, real estate, working capital, and revolving lines of credit. The company also provides financial products and services related to recreational and marine vehicles; originates vehicle loans through RoadLoans.com, a web-based direct lending program; purchases vehicle retail installment contracts from other lenders; and services automobile, and recreational and marine vehicle portfolios for other lenders. In addition, it originates private-label loans and leases; and offers personal loans, as well as provides point-of-sale financing. The company was founded in 1995 and is headquartered in Dallas, Texas. Santander Consumer USA Holdings Inc. is a subsidiary of Santander Holdings USA, Inc.

Full SC Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.