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Santander Consumer USA Holdings Inc. · NYSE
Price: $41.60 · Annual div: $0.88/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in SC → $94.3K in 10 years · $18.99/month
Santander Consumer USA Holdings Inc. (SC) is a specialized financial institution primarily focused on consumer finance, providing vehicle financing and third-party servicing solutions throughout the United States. Its comprehensive offerings include various financial products for vehicles, such as retail installment contracts and leasing arrangements. The company also extends credit to dealerships, supporting needs like inventory purchases, construction projects, real estate acquisitions, working capital, and flexible revolving lines of credit. Beyond traditional automobiles, Santander Consumer USA finances recreational vehicles and marine craft. It directly originates vehicle loans through its online platform, RoadLoans.com, and also acquires existing vehicle retail installment contracts from other lenders. Furthermore, the company offers portfolio management and servicing for automobile, recreational, and marine vehicle loans on behalf of other financial entities. Its services also encompass the creation of private-label loans and leases, the provision of personal loans, and point-of-sale financing options. Founded in 1995, Santander Consumer USA Holdings Inc. is headquartered in Dallas, Texas, and operates as a subsidiary of Santander Holdings USA, Inc.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold SC.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.12% | -0.68% | $212 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.80% | -1.00% | $180 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.70% | -1.10% | $170 / yr |
| 🇬🇧 UK ISA | 0% | 2.12% | -0.68% | $212 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.93% | -0.87% | $193 / yr |
| 🇨🇦 TFSA | 0% | 2.12% | -0.68% | $212 / yr |
| 🇨🇦 CA Taxable | 25% | 1.59% | -1.21% | $159 / yr |
| 🇦🇺 Super (pension) | 15% | 1.80% | -1.00% | $180 / yr |
| 🇦🇺 AU Taxable | 30% | 1.48% | -1.32% | $148 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.56% | -1.24% | $156 / yr |
| 🇫🇷 FR Taxable | 30% | 1.48% | -1.32% | $148 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.88/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
SC pays quarterly — 4 times per year. Next ex-div: TBD.
How SC compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for SC sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2022-01-31 | 50,694 | $41.50 | $2.10M | ||
| D-Return | 2022-01-31 | 16,421 | $41.50 | $681.5K | ||
| D-Return | 2022-01-31 | 17,818 | $41.50 | $739.4K | ||
| D-Return | 2022-01-31 | 30,179 | $41.50 | $1.25M | ||
| D-Return | 2022-01-31 | 19,701 | $41.50 | $817.6K | ||
| D-Return | 2022-01-31 | 53,906 | $41.50 | $2.24M | ||
| D-Return | 2022-01-31 | 5,366 | $41.50 | $222.7K | ||
| Buy | 2021-04-01 | 0.814 | $26.97 | $22.00 | ||
| D-Return | 2022-01-31 | 50.689 | $41.50 | $2.1K | ||
| D-Return | 2022-01-31 | 5,207 | $24.00 | $125.0K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the SC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Santander Consumer USA Holdings Inc. (SC) is currently trading at $41.60, trading near its 52-week high. The current dividend yield is 2.12% based on an annual payout of $0.88 per share.
Santander Consumer USA Holdings Inc. (SC) is a financial services stock currently trading at $41.60 with a dividend yield of 2.12%. The company pays an annual dividend of $0.88 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
Auto-generated from live market data. For educational purposes only — not financial advice.
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