Is SCCC or ARCC a better dividend investment in 2026?

SCCC currently yields 5.81% with a 5% 5-year dividend growth rate. ARCC yields 9.06% with 3.1% growth. The better choice depends on your goal: ARCC offers higher current income.

What is the dividend yield difference between SCCC and ARCC?

SCCC has a forward dividend yield of 5.81% ($1.45/share annually). ARCC yields 9.06% ($1.92/share annually). The yield gap is 3.25 percentage points.

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SCCC vs ARCC: Dividend Comparison 2026

SCCC yields 5.81% · ARCC yields 9.06%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ARCC wins by $23.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SCCC

● Live price

5.81%

Share price

$24.99

Annual div

$1.45

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.7K

Annual income

$0.60

Full SCCC calculator →

ARCC

Ares Capital Corporation

● Live price

9.06%

Share price

$21.20

Annual div

$1.92

5Y div CAGR

3.1%

Payout ratio

88%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.8K

Annual income

$2,279.31

Full ARCC calculator →

Portfolio growth — SCCC vs ARCC

📍 ARCC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SCCC	ARCC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SCCC + ARCC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SCCC pays

ARCC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCCC

Annual income on $10K today (after 15% tax)

$494.13/yr

After 10yr DRIP, annual income (after tax)

$0.51/yr

ARCC

Annual income on $10K today (after 15% tax)

$769.81/yr

After 10yr DRIP, annual income (after tax)

$1,937.41/yr

At 15% tax rate, ARCC beats the other by $1,936.90/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SCCC + ARCC for your $10,000?

SCCC: 50%ARCC: 50%

100% ARCC50/50100% SCCC

Portfolio after 10yr

$32.3K

Annual income

$1,139.96/yr

Blended yield

3.53%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

SCCC

No analyst data

Altman Z

3.2

Piotroski

5/9

ARCC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$21.88

+3.2% upside vs current

Range: $21.00 — $23.00

Altman Z

0.8

Piotroski

4/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCCC buys

ARCC buys

No recent congressional trades found for SCCC or ARCC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSCCCARCC

Forward yield	5.81%	9.06% ✓
Annual dividend / share	$1.45	$1.92 ✓
Payout ratio	50% ✓	88%
1-year div growth	0%	2% ✓
5-year div CAGR	-50%	3.1% ✓
Portfolio after 10y	$20.7K	$43.8K ✓
Annual income after 10y	$0.60	$2,279.31 ✓
Total dividends collected	$591.00 ✓	$15.5K
Payment frequency	quarterly	quarterly
Sector	Stock	BDC

Year-by-year: SCCC vs ARCC ($10,000, DRIP)

Year	SCCC Portfolio	SCCC Income/yr	ARCC Portfolio	ARCC Income/yr	Gap
1← crossover	$10,991	$290.67	$11,774	$933.74	$783.00 → ARCC
2	$11,909	$149.28	$13,808	$1,045.61	$1.9K → ARCC
3	$12,819	$75.59	$16,135	$1,166.34	$3.3K → ARCC
4	$13,754	$38.02	$18,786	$1,296.19	$5.0K → ARCC
5	$14,736	$19.06	$21,800	$1,435.41	$7.1K → ARCC
6	$15,777	$9.54	$25,215	$1,584.23	$9.4K → ARCC
7	$16,886	$4.77	$29,076	$1,742.84	$12.2K → ARCC
8	$18,070	$2.39	$33,430	$1,911.44	$15.4K → ARCC
9	$19,336	$1.19	$38,328	$2,090.21	$19.0K → ARCC
10	$20,691	$0.60	$43,827	$2,279.31	$23.1K → ARCC

SCCC vs ARCC: Complete Analysis 2026

SCCC — Stock

Sachem Capital Corp. is a real estate finance company, which engages in the provision of real estate investment trust services. The firm specializes in originating, underwriting, funding, servicing, and managing services for a portfolio of short-term loans. It offers short-term, secured, and non-banking loans to real estate investors to fund their acquisition, renovation, rehabilitation, or development of residential and commercial properties. The company was founded by Jeffrey C. Villano and John L. Villano in January 2016 and is headquartered in Branford, CT.

Full SCCC Calculator →

ARCC — BDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.