HomeCompareSCFFX vs EPRT

SCFFX vs EPRT: Dividend Comparison 2026

SCFFX yields 5.45% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $34.8K in total portfolio value· pulled ahead in Year 2
10 years
SCFFX
SCFFX
● Live price
5.45%
Share price
$9.76
Annual div
$0.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.6K
Annual income
$771.81
Full SCFFX calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — SCFFX vs EPRT

📍 EPRT pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCFFXEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCFFX + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SCFFX pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCFFX
Annual income on $10K today (after 15% tax)
$463.22/yr
After 10yr DRIP, annual income (after tax)
$656.04/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $10,258.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCFFX + EPRT for your $10,000?

SCFFX: 50%EPRT: 50%
100% EPRT50/50100% SCFFX
Portfolio after 10yr
$46.0K
Annual income
$6,806.27/yr
Blended yield
14.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

SCFFX
No analyst data
Altman Z
23.3
Piotroski
6/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCFFX buys
0
EPRT buys
0
No recent congressional trades found for SCFFX or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCFFXEPRT
Forward yield5.45%3.92%
Annual dividend / share$0.53$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$28.6K$63.4K
Annual income after 10y$771.81$12,840.73
Total dividends collected$6.6K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: SCFFX vs EPRT ($10,000, DRIP)

YearSCFFX PortfolioSCFFX Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,245$544.96$11,205$505.18+$40.00SCFFX
2← crossover$12,605$572.71$12,672$682.46$67.00EPRT
3$14,087$599.97$14,490$930.48$403.00EPRT
4$15,700$626.66$16,786$1,282.69$1.1KEPRT
5$17,452$652.72$19,753$1,791.56$2.3KEPRT
6$19,351$678.08$23,677$2,541.64$4.3KEPRT
7$21,409$702.70$29,008$3,672.99$7.6KEPRT
8$23,634$726.55$36,463$5,425.08$12.8KEPRT
9$26,038$749.59$47,238$8,221.57$21.2KEPRT
10$28,632$771.81$63,385$12,840.73$34.8KEPRT

SCFFX vs EPRT: Complete Analysis 2026

SCFFXStock

Under normal market conditions, the fund will invest at least 80% of its net assets in fixed income securities, bank loans and other instruments issued by companies that are rated below investment grade. It generally invests in high yield instruments rated CCC or better by S&P or Moody's, but retains the discretion to invest in even lower rated instruments. The fixed income securities, bank loans and other instruments in which the fund invests include traditional corporate bonds, U.S. government obligations and bank loans to corporate borrowers, and may have fixed, floating or variable rates.

Full SCFFX Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.