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SCHD vs CVX: Dividend Comparison 2026

SCHD yields 3.77% · CVX yields 4.28% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $591.00 in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
CVX
Chevron Corporation
4.28%
Share price
$152.30
Annual div
$6.52
5Y div CAGR
6.1%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.1K
Annual income
$1,065.88
Full CVX calculator →

Portfolio growth — SCHD vs CVX

Annual dividend income

MetricSCHDCVX
Forward yield3.77%4.28%
Annual dividend / share$1.05$6.52
Payout ratio38%55%
1-year div growth5.18%7.9%
5-year div CAGR13.05%6.1%
Portfolio after 10y$36.7K$36.1K
Annual income after 10y$1,925.82$1,065.88
Total dividends collected$10.1K$7.3K
Payment frequencyquarterlyquarterly
SectorETFEnergy

Year-by-year: SCHD vs CVX ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrCVX PortfolioCVX Income/yrGap
1$11,306$426.37$11,434$454.22$128.00CVX
2$12,802$500.91$13,057$501.86$255.00CVX
3$14,518$589.33$14,890$553.76$372.00CVX
4$16,490$694.43$16,959$610.23$469.00CVX
5$18,761$819.56$19,293$671.62$532.00CVX
6$21,381$968.84$21,922$738.29$541.00CVX
7$24,409$1,147.26$24,881$810.63$472.00CVX
8$27,918$1,360.94$28,208$889.04$290.00CVX
9$31,993$1,617.39$31,947$973.97+$46.00SCHD
10$36,734$1,925.82$36,143$1,065.88+$591.00SCHD

SCHD vs CVX: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

CVXEnergy

Chevron is a Dividend Aristocrat with 37+ consecutive years of increases. Strong balance sheet and low breakeven oil price allow dividend growth even in downturns. The Hess acquisition adds world-class assets in Guyana. Chevron's integrated model provides stability across commodity cycles.

Full CVX Calculator →

Frequently Asked Questions

Is SCHD or CVX better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while CVX offers 4.28% (6.52/share/year). CVX provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs CVX earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. CVX pays approximately $428/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $1,066/year (CVX).
Does SCHD or CVX pay monthly dividends?
SCHD pays quarterly dividends. CVX pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.