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SCHD vs PM: Dividend Comparison 2026

SCHD yields 3.77% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $5.3K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — SCHD vs PM

Annual dividend income

MetricSCHDPM
Forward yield3.77%4.27%
Annual dividend / share$1.05$5.40
Payout ratio38%84%
1-year div growth5.18%3.9%
5-year div CAGR13.05%2.8%
Portfolio after 10y$36.7K$42.0K
Annual income after 10y$1,925.82$721.58
Total dividends collected$10.1K$5.8K
Payment frequencyquarterlyquarterly
SectorETFConsumer Staples

Year-by-year: SCHD vs PM ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrPM PortfolioPM Income/yrGap
1$11,306$426.37$11,679$438.83$373.00PM
2$12,802$500.91$13,596$468.73$794.00PM
3$14,518$589.33$15,781$499.06$1.3KPM
4$16,490$694.43$18,267$529.79$1.8KPM
5$18,761$819.56$21,093$560.89$2.3KPM
6$21,381$968.84$24,301$592.34$2.9KPM
7$24,409$1,147.26$27,939$624.14$3.5KPM
8$27,918$1,360.94$32,059$656.28$4.1KPM
9$31,993$1,617.39$36,723$688.76$4.7KPM
10$36,734$1,925.82$41,999$721.58$5.3KPM

SCHD vs PM: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is SCHD or PM better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while PM offers 4.27% (5.40/share/year). PM provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs PM earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $722/year (PM).
Does SCHD or PM pay monthly dividends?
SCHD pays quarterly dividends. PM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.