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SCHD vs TXN: Dividend Comparison 2026

SCHD yields 3.77% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $16.4K in total portfolio value
10 years
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →

Portfolio growth — SCHD vs TXN

Annual dividend income

MetricSCHDTXN
Forward yield3.77%2.82%
Annual dividend / share$1.05$5.20
Payout ratio38%62%
1-year div growth5.18%4.8%
5-year div CAGR13.05%13.1%
Portfolio after 10y$36.7K$20.4K
Annual income after 10y$1,925.82$1,482.81
Total dividends collected$10.1K$7.5K
Payment frequencyquarterlyquarterly
SectorETFTechnology

Year-by-year: SCHD vs TXN ($10,000, DRIP)

YearSCHD PortfolioSCHD Income/yrTXN PortfolioTXN Income/yrGap
1$11,306$426.37$10,529$319.28+$777.00SCHD
2$12,802$500.91$11,123$372.40+$1.7KSCHD
3$14,518$589.33$11,792$435.78+$2.7KSCHD
4$16,490$694.43$12,552$511.78+$3.9KSCHD
5$18,761$819.56$13,419$603.42+$5.3KSCHD
6$21,381$968.84$14,415$714.61+$7.0KSCHD
7$24,409$1,147.26$15,568$850.38+$8.8KSCHD
8$27,918$1,360.94$16,912$1,017.35+$11.0KSCHD
9$31,993$1,617.39$18,492$1,224.26+$13.5KSCHD
10$36,734$1,925.82$20,363$1,482.81+$16.4KSCHD

SCHD vs TXN: Complete Analysis 2026

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is SCHD or TXN better for dividend income in 2026?
SCHD currently offers a 3.77% yield (1.05/share/year) while TXN offers 2.82% (5.20/share/year). SCHD provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SCHD vs TXN earn per year?
With $10,000 invested today: SCHD pays approximately $377/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $1,926/year (SCHD) and $1,483/year (TXN).
Does SCHD or TXN pay monthly dividends?
SCHD pays quarterly dividends. TXN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.