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SCHZ vs QYLD: Dividend Comparison 2026

SCHZ yields 4.07% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHZ wins by $682.00 in total portfolio value
10 years
SCHZ
SCHZ
● Live price
4.07%
Share price
$23.22
Annual div
$0.95
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$529.23
Full SCHZ calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — SCHZ vs QYLD

📍 SCHZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCHZQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCHZ + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SCHZ pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHZ
Annual income on $10K today (after 15% tax)
$346.33/yr
After 10yr DRIP, annual income (after tax)
$449.85/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,360.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCHZ + QYLD for your $10,000?

SCHZ: 50%QYLD: 50%
100% QYLD50/50100% SCHZ
Portfolio after 10yr
$25.7K
Annual income
$3,094.28/yr
Blended yield
12.02%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHZ buys
0
QYLD buys
0
No recent congressional trades found for SCHZ or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCHZQYLD
Forward yield4.07%11.92% ✓
Annual dividend / share$0.95$2.04 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.1K ✓$25.4K
Annual income after 10y$529.23$5,659.31 ✓
Total dividends collected$4.7K$27.1K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SCHZ vs QYLD ($10,000, DRIP)

YearSCHZ PortfolioSCHZ Income/yrQYLD PortfolioQYLD Income/yrGap
1← crossover$11,107$407.45$10,352$1,192.36+$755.00 → SCHZ
2$12,308$422.97$10,830$1,347.57+$1.5K → SCHZ
3$13,608$438.02$11,460$1,539.07+$2.1K → SCHZ
4$15,013$452.59$12,275$1,777.84+$2.7K → SCHZ
5$16,530$466.66$13,323$2,078.95+$3.2K → SCHZ
6$18,167$480.21$14,667$2,463.34+$3.5K → SCHZ
7$19,932$493.25$16,396$2,960.57+$3.5K → SCHZ
8$21,834$505.77$18,631$3,612.97+$3.2K → SCHZ
9$23,880$517.76$21,548$4,482.15+$2.3K → SCHZ
10$26,080$529.23$25,398$5,659.31+$682.00 → SCHZ

SCHZ vs QYLD: Complete Analysis 2026

SCHZ — Stock

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of an index that measures the performance of the broad U.S. investment-grade bond market.

Full SCHZ Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.