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SCHZ vs XYLD: Dividend Comparison 2026

SCHZ yields 4.07% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHZ wins by $800.00 in total portfolio value
10 years
SCHZ
SCHZ
● Live price
4.07%
Share price
$23.22
Annual div
$0.95
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$529.23
Full SCHZ calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SCHZ vs XYLD

📍 SCHZ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCHZXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SCHZ + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SCHZ pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCHZ
Annual income on $10K today (after 15% tax)
$346.33/yr
After 10yr DRIP, annual income (after tax)
$449.85/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,286.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SCHZ + XYLD for your $10,000?

SCHZ: 50%XYLD: 50%
100% XYLD50/50100% SCHZ
Portfolio after 10yr
$25.7K
Annual income
$1,874.13/yr
Blended yield
7.30%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCHZ buys
0
XYLD buys
0
No recent congressional trades found for SCHZ or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCHZXYLD
Forward yield4.07%10.98% ✓
Annual dividend / share$0.95$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.1K ✓$25.3K
Annual income after 10y$529.23$3,219.02 ✓
Total dividends collected$4.7K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SCHZ vs XYLD ($10,000, DRIP)

YearSCHZ PortfolioSCHZ Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,107$407.45$10,818$1,098.39+$289.00 → SCHZ
2$12,308$422.97$11,738$1,222.51+$570.00 → SCHZ
3$13,608$438.02$12,774$1,364.64+$834.00 → SCHZ
4$15,013$452.59$13,944$1,527.86+$1.1K → SCHZ
5$16,530$466.66$15,270$1,715.87+$1.3K → SCHZ
6$18,167$480.21$16,775$1,933.09+$1.4K → SCHZ
7$19,932$493.25$18,490$2,184.87+$1.4K → SCHZ
8$21,834$505.77$20,450$2,477.63+$1.4K → SCHZ
9$23,880$517.76$22,697$2,819.19+$1.2K → SCHZ
10$26,080$529.23$25,280$3,219.02+$800.00 → SCHZ

SCHZ vs XYLD: Complete Analysis 2026

SCHZ — Stock

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of an index that measures the performance of the broad U.S. investment-grade bond market.

Full SCHZ Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.