HomeCompareSCMC vs ARCC

SCMC vs ARCC: Dividend Comparison 2026

SCMC yields 0.91% · ARCC yields 10.65%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $3.5K in total portfolio value
10 years
SCMC
SCMC
● Live price
0.91%
Share price
$24.90
Annual div
$0.23
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$96.27
Full SCMC calculator →
ARCC
Ares Capital Corporation
● Live price
10.65%
Share price
$18.02
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.14
Full ARCC calculator →

Portfolio growth — SCMC vs ARCC

📍 ARCC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSCMCARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SCMC + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SCMC pays
ARCC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SCMC
Annual income on $10K today (after 15% tax)
$77.15/yr
After 10yr DRIP, annual income (after tax)
$81.83/yr
ARCC
Annual income on $10K today (after 15% tax)
$905.66/yr
After 10yr DRIP, annual income (after tax)
$0.97/yr
At 15% tax rate, SCMC beats the other by $80.86/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SCMC + ARCC for your $10,000?

SCMC: 50%ARCC: 50%
100% ARCC50/50100% SCMC
Portfolio after 10yr
$22.7K
Annual income
$48.71/yr
Blended yield
0.21%
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Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

SCMC
No analyst data
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+21.4% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SCMC buys
0
ARCC buys
0
No recent congressional trades found for SCMC or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSCMCARCC
Forward yield0.91%10.65%
Annual dividend / share$0.23$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%-50%
Portfolio after 10y$21.0K$24.5K
Annual income after 10y$96.27$1.14
Total dividends collected$937.00$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: SCMC vs ARCC ($10,000, DRIP)

YearSCMC PortfolioSCMC Income/yrARCC PortfolioARCC Income/yrGap
1← crossover$10,791$90.76$11,373$532.74$582.00ARCC
2$11,638$91.53$12,608$279.46$970.00ARCC
3$12,545$92.26$13,809$142.90$1.3KARCC
4$13,516$92.94$15,042$72.20$1.5KARCC
5$14,555$93.59$16,341$36.27$1.8KARCC
6$15,668$94.19$17,732$18.18$2.1KARCC
7$16,860$94.76$19,231$9.10$2.4KARCC
8$18,135$95.30$20,851$4.55$2.7KARCC
9$19,501$95.80$22,605$2.28$3.1KARCC
10$20,962$96.27$24,504$1.14$3.5KARCC

SCMC vs ARCC: Complete Analysis 2026

SCMCStock

SCMC seeks competitive total return and current income by investing in bonds and other debt obligations. The funds broad investment approach may include government and corporate debt, fixed and floating rate bonds, mortgage- and asset-backed securities, loans, munis, insurance-linked securities, Yankee bonds, hybrid securities, and notes. The actively managed fund may invest in bonds of any credit quality from both US and non-US issuers, denominated in any currency from developed and emerging markets. It may also invest in ETFs and other investment companies, including affiliated funds. The fund can invest in debt securities of any maturity without limit. In addition, the fund may invest in derivatives (futures, forwards, swaps, and options) which may be used for hedging non-USD assets or to express currency views.

Full SCMC Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.