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SEMUF vs BTI: Dividend Comparison 2026

SEMUF yields 4.35% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $11.1K in total portfolio value
10 years
SEMUF
SEMUF
● Live price
4.35%
Share price
$46.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.6K
Annual income
$574.57
Full SEMUF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SEMUF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSEMUFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SEMUF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SEMUF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEMUF
Annual income on $10K today (after 15% tax)
$369.57/yr
After 10yr DRIP, annual income (after tax)
$488.38/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $1,880.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SEMUF + BTI for your $10,000?

SEMUF: 50%BTI: 50%
100% BTI50/50100% SEMUF
Portfolio after 10yr
$32.1K
Annual income
$1,680.61/yr
Blended yield
5.23%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SEMUF
No analyst data
Altman Z
1.8
Piotroski
9/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEMUF buys
0
BTI buys
0
No recent congressional trades found for SEMUF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSEMUFBTI
Forward yield4.35%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$26.6K$37.7K
Annual income after 10y$574.57$2,786.64
Total dividends collected$5.1K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SEMUF vs BTI ($10,000, DRIP)

YearSEMUF PortfolioSEMUF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,135$434.78$11,299$598.92$164.00BTI
2$12,367$452.45$12,794$703.91$427.00BTI
3$13,702$469.63$14,518$829.07$816.00BTI
4$15,147$486.30$16,513$978.64$1.4KBTI
5$16,710$502.43$18,827$1,157.84$2.1KBTI
6$18,398$518.00$21,518$1,373.12$3.1KBTI
7$20,219$533.01$24,657$1,632.46$4.4KBTI
8$22,181$547.44$28,329$1,945.74$6.1KBTI
9$24,295$561.30$32,637$2,325.33$8.3KBTI
10$26,571$574.57$37,708$2,786.64$11.1KBTI

SEMUF vs BTI: Complete Analysis 2026

SEMUFStock

Siem Industries S.A., through its subsidiaries, operates in the oil and gas services industry and renewable energy sector worldwide. It operates through Offshore Support Vessels, Reefer Vessels and Car Carriers, Potash Production, Roll-on/Rolloff (RoRo) Vessels, Scientific Core-Drilling, and Corporate and Other segments. The company provides refrigerated transportation of fruits and other perishable products; and reefer, car carrier and RoRo, and bulk goods. It also engages in the provision of lease financing to the industrial shipping industry across a diversified portfolio of shipping assets and counterparts, as well as funding to group companies. In addition, the company is involved in the production of potash for use in fertilizer production; bischofite for the construction industry; and magnesium chloride for de-icing and other related products. Further, it engages in the engineering, procurement, and construction of solar parks; and mines and markets various salt-based products, as well as offers abandoned caverns for waste storage. The company was incorporated in 1980 and is based in Luxembourg.

Full SEMUF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.