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SEOJF vs BTI: Dividend Comparison 2026

SEOJF yields 2.28% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $15.6K in total portfolio value
10 years
SEOJF
SEOJF
● Live price
2.28%
Share price
$11.08
Annual div
$0.25
5Y div CAGR
-6.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.1K
Annual income
$133.07
Full SEOJF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SEOJF vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSEOJFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SEOJF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SEOJF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEOJF
Annual income on $10K today (after 15% tax)
$193.98/yr
After 10yr DRIP, annual income (after tax)
$113.11/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,255.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SEOJF + BTI for your $10,000?

SEOJF: 50%BTI: 50%
100% BTI50/50100% SEOJF
Portfolio after 10yr
$29.9K
Annual income
$1,459.85/yr
Blended yield
4.88%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SEOJF
No analyst data
Altman Z
1.8
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEOJF buys
0
BTI buys
0
No recent congressional trades found for SEOJF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSEOJFBTI
Forward yield2.28%5.38%
Annual dividend / share$0.25$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-6.3%11.3%
Portfolio after 10y$22.1K$37.7K
Annual income after 10y$133.07$2,786.64
Total dividends collected$1.7K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SEOJF vs BTI ($10,000, DRIP)

YearSEOJF PortfolioSEOJF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,914$213.83$11,299$598.92$385.00BTI
2$11,882$204.36$12,794$703.91$912.00BTI
3$12,909$194.84$14,518$829.07$1.6KBTI
4$13,998$185.36$16,513$978.64$2.5KBTI
5$15,154$176.02$18,827$1,157.84$3.7KBTI
6$16,381$166.87$21,518$1,373.12$5.1KBTI
7$17,686$157.96$24,657$1,632.46$7.0KBTI
8$19,073$149.34$28,329$1,945.74$9.3KBTI
9$20,549$141.04$32,637$2,325.33$12.1KBTI
10$22,121$133.07$37,708$2,786.64$15.6KBTI

SEOJF vs BTI: Complete Analysis 2026

SEOJFStock

Stora Enso Oyj provides renewable solutions for the packaging, biomaterials, wooden constructions, and paper industries worldwide. It operates through Packaging Materials, Packaging Solutions, Biomaterials, Wood Products, Forest, Paper, and Other segments. The company's Packaging Materials segment offers virgin and recycled fiber renewable and recyclable packaging materials for food and drink, pharmaceutical, and transport packaging. Its Packaging Solutions segment develops and sells fiber-based packaging products and services, including corrugated, carton board and other converting products, design services, automation solutions, and formed fiber and wood foams for various market sectors, such as store retail, e-commerce, and industrials. The company's Biomaterials segment provides various pulp grades for paper, board, tissue, textile, and hygiene product producers; and tall oil and turpentine from biomass. Its Wood Products segment offers wood-based solutions, including digital tools for designing of building projects; sawn woods; and pellets for sustainable heating, as well as applications for windows, doors, and packaging industries. The company's Forest segment engages in sustainable forest management, as well as supplies wood. Its Paper segment provides paper products for print and office use. The company's Other segment holds an interest in Pohjolan Voima Oy, a company that produces electricity and heat. It serves packaging manufacturers, brand owners, paper and board producers, publishers, retailers, printing houses, converters, joinery, and construction companies. The company was incorporated in 1996 and is headquartered in Helsinki, Finland.

Full SEOJF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.