HomeCompareSEPJY vs BTI

SEPJY vs BTI: Dividend Comparison 2026

SEPJY yields 109.47% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SEPJY wins by $28339.05M in total portfolio value
10 years
SEPJY
SEPJY
● Live price
109.47%
Share price
$25.70
Annual div
$28.13
5Y div CAGR
28.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28339.09M
Annual income
$24,769,186,722.38
Full SEPJY calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SEPJY vs BTI

📍 SEPJY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSEPJYBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SEPJY + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SEPJY pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SEPJY
Annual income on $10K today (after 15% tax)
$9,305.21/yr
After 10yr DRIP, annual income (after tax)
$21,053,808,714.02/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, SEPJY beats the other by $21,053,806,345.38/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SEPJY + BTI for your $10,000?

SEPJY: 50%BTI: 50%
100% BTI50/50100% SEPJY
Portfolio after 10yr
$14169.56M
Annual income
$12,384,594,754.51/yr
Blended yield
87.40%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SEPJY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
3.5
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SEPJY buys
0
BTI buys
0
No recent congressional trades found for SEPJY or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSEPJYBTI
Forward yield109.47%5.38%
Annual dividend / share$28.13$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR28.7%11.3%
Portfolio after 10y$28339.09M$37.7K
Annual income after 10y$24,769,186,722.38$2,786.64
Total dividends collected$28066.83M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: SEPJY vs BTI ($10,000, DRIP)

YearSEPJY PortfolioSEPJY Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$24,789$14,089.19$11,299$598.92+$13.5KSEPJY
2$68,534$42,009.07$12,794$703.91+$55.7KSEPJY
3$213,025$139,694.24$14,518$829.07+$198.5KSEPJY
4$750,214$522,277.23$16,513$978.64+$733.7KSEPJY
5$3,015,061$2,212,332.02$18,827$1,157.84+$3.00MSEPJY
6$13,920,504$10,694,388.96$21,518$1,373.12+$13.90MSEPJY
7$74,284,430$59,389,490.45$24,657$1,632.46+$74.26MSEPJY
8$460,679,339$381,194,999.10$28,329$1,945.74+$460.65MSEPJY
9$3,336,359,264$2,843,432,370.60$32,637$2,325.33+$3336.33MSEPJY
10$28,339,091,134$24,769,186,722.38$37,708$2,786.64+$28339.05MSEPJY

SEPJY vs BTI: Complete Analysis 2026

SEPJYStock

Spectris plc manufactures and sells measuring instruments and controls worldwide. It operates through Malvern Panalytical, HBK, Omega and Industrial Solutions segments. The Malvern Panalytical segment provides measurement and materials characterization and efficiency in R&D and manufacturing sectors. The HBK segment offers differentiated sensing, testing, modelling and simulation solutions for product development. The Omega segment provides process improvement, specialist sensors, and omni-channel distribution services. The Industrial Solutions segment operates high-value precision in-line sensing and monitors businesses. It also provides particle measuring systems, a solution to measure and monitor contamination levels in clean and controlled environments. In addition, the company offers red lion controls, an industrial automation tool that provides solutions to connect, monitor, and control disparate assets, as well as provides servomex, a specialist in gas and moisture analysis solutions. Further, it provides data and insights, test equipment and software for industrial applications. Additionally, the company offers sensor, instrument, software, and services technology, as well as provides training, technical support, spare parts, calibration, and maintenance services. It serves pharmaceutical, automotive, electronics, semiconductors, technology-LED, and primary and advanced materials industries. Spectris plc was incorporated in 1986 and is based in London, the United Kingdom.

Full SEPJY Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.