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SFIGA vs BTI: Dividend Comparison 2026

SFIGA yields 2.44% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $2.0K in total portfolio value
10 years
SFIGA
SFIGA
● Live price
2.44%
Share price
$61.00
Annual div
$1.49
5Y div CAGR
24.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.7K
Annual income
$3,567.27
Full SFIGA calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SFIGA vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSFIGABTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SFIGA + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SFIGA pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFIGA
Annual income on $10K today (after 15% tax)
$207.62/yr
After 10yr DRIP, annual income (after tax)
$3,032.18/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, SFIGA beats the other by $663.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SFIGA + BTI for your $10,000?

SFIGA: 50%BTI: 50%
100% BTI50/50100% SFIGA
Portfolio after 10yr
$36.7K
Annual income
$3,176.95/yr
Blended yield
8.66%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SFIGA
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFIGA buys
0
BTI buys
0
No recent congressional trades found for SFIGA or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSFIGABTI
Forward yield2.44%5.38%
Annual dividend / share$1.49$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR24.5%11.3%
Portfolio after 10y$35.7K$37.7K
Annual income after 10y$3,567.27$2,786.64
Total dividends collected$13.4K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SFIGA vs BTI ($10,000, DRIP)

YearSFIGA PortfolioSFIGA Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,004$304.11$11,299$598.92$295.00BTI
2$12,164$389.37$12,794$703.91$630.00BTI
3$13,516$500.80$14,518$829.07$1.0KBTI
4$15,110$647.49$16,513$978.64$1.4KBTI
5$17,010$842.21$18,827$1,157.84$1.8KBTI
6$19,303$1,103.18$21,518$1,373.12$2.2KBTI
7$22,111$1,456.71$24,657$1,632.46$2.5KBTI
8$25,601$1,941.51$28,329$1,945.74$2.7KBTI
9$30,008$2,615.54$32,637$2,325.33$2.6KBTI
10$35,676$3,567.27$37,708$2,786.64$2.0KBTI

SFIGA vs BTI: Complete Analysis 2026

SFIGAStock

STAR Financial Group, Inc. operates as the bank holding company for STAR Financial Bank that provides various banking and financial services to individual and corporate customers in Central and Northeast Indiana. The company accepts checking and savings accounts, and health savings accounts; certificates of deposit; and individual retirement accounts. Its loan products include mortgage, home equity, auto, boat, recreational vehicle, and personal loans; commercial loans, including commercial real estate loans, agribusiness loans, and special loans and funding, as well as working capital and small bond financing products; small business loans; and equipment finance and leasing services. The company also offers credit cards; insurance products; annuities; and treasury management services, such as ACH origination, account reconciliation origination, lockbox, merchant card processing, payroll, positive pay, remote deposit capture, sweep accounts, and wire transfer services. In addition, it provides private advisory services comprising investments, wealth management, and private banking; and trust and investment advisory services, as well as online and mobile banking, bill payment, and money management services. STAR Financial Group, Inc. was founded in 1943 and is headquartered in Fort Wayne, Indiana.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.