HomeCompareSFOR vs GBDC

SFOR vs GBDC: Dividend Comparison 2026

SFOR yields 9756.10% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SFOR wins by $43230381229833824.00M in total portfolio value
10 years
SFOR
SFOR
● Live price
9756.10%
Share price
$0.02
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43230381229833840.00M
Annual income
$42,375,942,331,967,610,000,000.00
Full SFOR calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — SFOR vs GBDC

📍 SFOR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSFORGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SFOR + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SFOR pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFOR
Annual income on $10K today (after 15% tax)
$829,268.29/yr
After 10yr DRIP, annual income (after tax)
$36,019,550,982,172,465,000,000.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, SFOR beats the other by $36,019,550,982,172,450,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SFOR + GBDC for your $10,000?

SFOR: 50%GBDC: 50%
100% GBDC50/50100% SFOR
Portfolio after 10yr
$21615190614916928.00M
Annual income
$21,187,971,165,983,812,000,000.00/yr
Blended yield
98.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

SFOR
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFOR buys
0
GBDC buys
0
No recent congressional trades found for SFOR or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSFORGBDC
Forward yield9756.10%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$43230381229833840.00M$20.85M
Annual income after 10y$42,375,942,331,967,610,000,000.00$16,450,733.83
Total dividends collected$43173501257510792.00M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: SFOR vs GBDC ($10,000, DRIP)

YearSFOR PortfolioSFOR Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$986,310$975,609.76$12,492$1,791.70+$973.8KSFOR
2$90,985,578$89,930,226.22$16,527$3,160.58+$90.97MSFOR
3$7,850,557,226$7,753,202,657.96$23,588$5,904.90+$7850.53MSFOR
4$633,609,188,528$625,209,092,296.54$37,141$11,901.65+$633609.15MSFOR
5$47,836,734,147,594$47,158,772,315,868.44$66,205$26,463.38+$47836734.08MSFOR
6$3,378,690,702,500,742$3,327,505,396,962,816.50$137,452$66,612.65+$3378690702.36MSFOR
7$223,260,494,299,726,370$219,645,295,248,050,560.00$342,372$195,298.53+$223260494299.38MSFOR
8$13,803,319,479,942,732,000$13,564,430,751,042,025,000.00$1,053,292$686,954.33+$13803319479941.68MSFOR
9$798,541,026,043,208,800,000$783,771,474,199,670,000,000.00$4,111,439$2,984,416.95+$798541026043204.75MSFOR
10$43,230,381,229,833,840,000,000$42,375,942,331,967,610,000,000.00$20,849,974$16,450,733.83+$43230381229833824.00MSFOR

SFOR vs GBDC: Complete Analysis 2026

SFORStock

Zerify, Inc. provides software development and services worldwide. The company develops and licenses various identification protection software products to protect computer networks from unauthorized access, as well as to protect network owners and users from cyber security attacks and data breaches. It offers ProtectID, an authentication platform to authenticate computer network users by various methods, including traditional passwords combined with a telephone, iPhone, Droid, Blackberry, PDA, multiple computer secure sessions, biometric identification, and encrypted devices, as well as through a push authentication method; and GuardedID that prevents the use of spyware/malware to collect user information. The company's products also comprise MobileTrust, an iPhone/iPad and Android device password vault that includes a password generator, as well as provides for mobile multi-factor one time password authentication; GuardedID mobile software development kit; SafeVchat video conferencing product; and PrivacyLok, which offers protective mechanisms. In addition, it provides software and hardware that are contractually licensed from other vendors, as well as additional authentication and telecommunication software devices. The company markets its products to financial service firms; healthcare related, legal services, virtual private network, technology service, and e-commerce companies; automotive; government agencies; multi-level marketing groups; and retail distributors, as well as the enterprise market. It sells its products directly to consumers through internet, distributors, resellers, third party agents, affiliates, and original equipment manufacturer agreements. The company was formerly known as StrikeForce Technologies, Inc. and changed its name to Zerify, Inc. in June 2022. Zerify, Inc. was incorporated in 2001 and is headquartered in Edison, New Jersey.

Full SFOR Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.