Is SFT or BTI a better dividend investment in 2026?

SFT currently yields 1174.40% with a 5% 5-year dividend growth rate. BTI yields 5.40% with 5% growth. The better choice depends on your goal: SFT offers higher current income.

What is the dividend yield difference between SFT and BTI?

SFT has a forward dividend yield of 1174.40% ($2.00/share annually). BTI yields 5.40% ($3.15/share annually). The yield gap is 1169.00 percentage points.

Home › Compare › SFT vs BTI

SFT vs BTI: Dividend Comparison 2026

SFT yields 1174.40% · BTI yields 5.40%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SFT wins by $77588880.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SFT

● Live price

1174.40%

Share price

$0.17

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$77588880.04M

Annual income

$66,457,117,586,405.53

Full SFT calculator →

BTI

● Live price

5.40%

Share price

$58.26

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.8K

Annual income

$2,802.29

Full BTI calculator →

Portfolio growth — SFT vs BTI

📍 SFT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SFT	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SFT + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SFT pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SFT

Annual income on $10K today (after 15% tax)

$99,823.84/yr

After 10yr DRIP, annual income (after tax)

$56,488,549,948,444.70/yr

BTI

Annual income on $10K today (after 15% tax)

$459.05/yr

After 10yr DRIP, annual income (after tax)

$2,381.95/yr

At 15% tax rate, SFT beats the other by $56,488,549,946,062.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SFT + BTI for your $10,000?

SFT: 50%BTI: 50%

100% BTI50/50100% SFT

Portfolio after 10yr

$38794440.04M

Annual income

$33,228,558,794,603.91/yr

Blended yield

85.65%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SFT

Analyst Ratings

Hold

Sell

Consensus: Hold

Altman Z

-10.3

Piotroski

3/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.3% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SFT buys

BTI buys

No recent congressional trades found for SFT or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSFTBTI

Forward yield	1174.40% ✓	5.40%
Annual dividend / share	$2.00	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$77588880.04M ✓	$37.8K
Annual income after 10y	$66,457,117,586,405.53 ✓	$2,802.29
Total dividends collected	$76756141.26M ✓	$14.4K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Hold	Buy

Year-by-year: SFT vs BTI ($10,000, DRIP)

Year	SFT Portfolio	SFT Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$128,140	$117,439.81	$11,301	$601.08	+$116.8K → SFT
2	$1,543,532	$1,406,422.01	$12,799	$706.58	+$1.53M → SFT
3	$17,484,583	$15,833,003.89	$14,527	$832.38	+$17.47M → SFT
4	$186,325,976	$167,617,472.01	$16,527	$982.75	+$186.31M → SFT
5	$1,868,742,776	$1,669,373,982.36	$18,846	$1,162.95	+$1868.72M → SFT
6	$17,647,091,734	$15,647,536,963.09	$21,545	$1,379.49	+$17647.07M → SFT
7	$156,979,890,793	$138,097,502,638.19	$24,694	$1,640.41	+$156979.87M → SFT
8	$1,316,050,532,150	$1,148,082,049,001.50	$28,378	$1,955.69	+$1316050.50M → SFT
9	$10,403,516,309,906	$8,995,342,240,505.43	$32,702	$2,337.79	+$10403516.28M → SFT
10	$77,588,880,038,005	$66,457,117,586,405.53	$37,794	$2,802.29	+$77588880.00M → SFT

SFT vs BTI: Complete Analysis 2026

SFT — Stock

Shift Technologies, Inc., together with its subsidiaries, provides an ecommerce platform for buying and selling used cars. The company operates in two segments, Retail and Wholesale. It engages in the retail sale of used vehicles through its platform that enables mobile digital transaction, such as at-home car searching, scheduling an on-demand test drive, and purchasing at home or at the preferred site of a test drive, as well as provides financing and services. The company also provides value-added products, such as vehicle service contracts, guaranteed asset protection waiver coverage, wheel and tire coverage, prepaid maintenance plans, and appearance protection plans. In addition, it is involved in the sale of used vehicles through wholesale auctions or directly to a wholesaler. The company was incorporated in 2013 and is headquartered in San Francisco, California.

Full SFT Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.