Is SHMDF or BTI a better dividend investment in 2026?

SHMDF currently yields 2.23% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between SHMDF and BTI?

SHMDF has a forward dividend yield of 2.23% ($2.32/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 3.15 percentage points.

Home › Compare › SHMDF vs BTI

SHMDF vs BTI: Dividend Comparison 2026

SHMDF yields 2.23% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SHMDF wins by $103.38M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

SHMDF

● Live price

2.23%

Share price

$104.04

Annual div

$2.32

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$103.42M

Annual income

$95,213,525.05

Full SHMDF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — SHMDF vs BTI

📍 SHMDF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SHMDF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SHMDF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SHMDF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHMDF

Annual income on $10K today (after 15% tax)

$189.54/yr

After 10yr DRIP, annual income (after tax)

$80,931,496.29/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, SHMDF beats the other by $80,929,127.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SHMDF + BTI for your $10,000?

SHMDF: 50%BTI: 50%

100% BTI50/50100% SHMDF

Portfolio after 10yr

$51.73M

Annual income

$47,608,155.85/yr

Blended yield

92.04%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SHMDF

No analyst data

Altman Z

14.9

Piotroski

5/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHMDF buys

BTI buys

No recent congressional trades found for SHMDF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSHMDFBTI

Forward yield	2.23%	5.38% ✓
Annual dividend / share	$2.32	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	11.3%
Portfolio after 10y	$103.42M ✓	$37.7K
Annual income after 10y	$95,213,525.05 ✓	$2,786.64
Total dividends collected	$102.77M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: SHMDF vs BTI ($10,000, DRIP)

Year	SHMDF Portfolio	SHMDF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$11,146	$445.98	$11,299	$598.92	$153.00 → BTI
2← crossover	$12,855	$929.14	$12,794	$703.91	+$61.00 → SHMDF
3	$15,758	$2,003.06	$14,518	$829.07	+$1.2K → SHMDF
4	$21,451	$4,589.50	$16,513	$978.64	+$4.9K → SHMDF
5	$34,630	$11,677.42	$18,827	$1,157.84	+$15.8K → SHMDF
6	$72,291	$35,237.02	$21,518	$1,373.12	+$50.8K → SHMDF
7	$214,844	$137,492.44	$24,657	$1,632.46	+$190.2K → SHMDF
8	$993,655	$763,772.28	$28,329	$1,945.74	+$965.3K → SHMDF
9	$7,665,933	$6,602,722.51	$32,637	$2,325.33	+$7.63M → SHMDF
10	$103,416,074	$95,213,525.05	$37,708	$2,786.64	+$103.38M → SHMDF

SHMDF vs BTI: Complete Analysis 2026

SHMDF — Stock

Shimano Inc. develops, produces, and distributes bicycle components, fishing tackles, and rowing equipment. The company also plans and develops lifestyle gear products, such as apparel items, shoes, bags, and related items. It has operations in Japan, Asia, Europe, North America, Latin America, and Oceania. The company was founded in 1921 and is headquartered in Sakai, Japan.

Full SHMDF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.