Home › Compare › SHMSF vs XYLD

SHMSF vs XYLD: Dividend Comparison 2026

SHMSF yields 3478.26% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SHMSF wins by $113.50M in total portfolio value
10 years
SHMSF
SHMSF
● Live price
3478.26%
Share price
$0.06
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$113.52M
Annual income
$1,926,985.11
Full SHMSF calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SHMSF vs XYLD

📍 SHMSF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHMSFXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SHMSF + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SHMSF pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHMSF
Annual income on $10K today (after 15% tax)
$295,652.17/yr
After 10yr DRIP, annual income (after tax)
$1,637,937.34/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, SHMSF beats the other by $1,635,201.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHMSF + XYLD for your $10,000?

SHMSF: 50%XYLD: 50%
100% XYLD50/50100% SHMSF
Portfolio after 10yr
$56.77M
Annual income
$965,102.07/yr
Blended yield
1.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SHMSF right now

SHMSF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
1.8
Piotroski
5/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHMSF buys
0
XYLD buys
0
No recent congressional trades found for SHMSF or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHMSFXYLD
Forward yield3478.26% ✓10.98%
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0% ✓
Portfolio after 10y$113.52M ✓$25.3K
Annual income after 10y$1,926,985.11 ✓$3,219.02
Total dividends collected$83.90M ✓$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SHMSF vs XYLD ($10,000, DRIP)

YearSHMSF PortfolioSHMSF Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$184,613$173,913.04$10,818$1,098.39+$173.8K → SHMSF
2$1,697,845$1,500,309.17$11,738$1,222.51+$1.69M → SHMSF
3$8,264,362$6,447,668.21$12,774$1,364.64+$8.25M → SHMSF
4$23,508,480$14,665,612.09$13,944$1,527.86+$23.49M → SHMSF
5$44,648,103$19,494,029.14$15,270$1,715.87+$44.63M → SHMSF
6$65,074,274$17,300,804.44$16,775$1,933.09+$65.06M → SHMSF
7$81,412,554$11,783,080.62$18,490$2,184.87+$81.39M → SHMSF
8$93,999,972$6,888,539.01$20,450$2,477.63+$93.98M → SHMSF
9$104,296,603$3,716,633.12$22,697$2,819.19+$104.27M → SHMSF
10$113,524,350$1,926,985.11$25,280$3,219.02+$113.50M → SHMSF

SHMSF vs XYLD: Complete Analysis 2026

SHMSF — Stock

Shimao Services Holdings Limited, an investment holding company, provides property management and community living services in the People's Republic of China. It operates in two segments, Property Management and Related Services; and City Services. The company offers property management services, including security, cleaning, greening and gardening, repair, and maintenance services to construction, gardening, and other property management companies. It also provides community value added services, such as community asset management, carpark asset operation, campus value-added, and retail services; sells hardware devices and software products; and home decoration services, including supply chain services of decoration materials, and marketing and promotion services to property owners and developers, technology companies, and other property management companies. In addition, the company offers value-added services, which comprise display units and property sales venue management, preliminary planning and design consultancy, and repair and maintenance management services to property developers; and city services that include sanitation, cleaning, and sewage and waste treatment. Further, it is involved in the real estate agency, wholesale and retail trading, construction decoration and other construction, education, enterprises management consulting, household management, engineering construction, and hotel management businesses. The company was founded in 2005 and is headquartered in Shanghai, the People's Republic of China. Shimao Services Holdings Limited is a subsidiary of Best Cosmos Limited.

Full SHMSF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this SHMSF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SHMSF vs SCHDSHMSF vs JEPISHMSF vs OSHMSF vs KOSHMSF vs MAINSHMSF vs QYLDSHMSF vs JEPQSHMSF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.