HomeCompareSHTLF vs BTI

SHTLF vs BTI: Dividend Comparison 2026

SHTLF yields 2.59% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SHTLF wins by $6.9K in total portfolio value· pulled ahead in Year 8
10 years
SHTLF
SHTLF
● Live price
2.59%
Share price
$2.70
Annual div
$0.07
5Y div CAGR
29.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.6K
Annual income
$6,674.57
Full SHTLF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SHTLF vs BTI

📍 SHTLF pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSHTLFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SHTLF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SHTLF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SHTLF
Annual income on $10K today (after 15% tax)
$220.37/yr
After 10yr DRIP, annual income (after tax)
$5,673.38/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, SHTLF beats the other by $3,304.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SHTLF + BTI for your $10,000?

SHTLF: 50%BTI: 50%
100% BTI50/50100% SHTLF
Portfolio after 10yr
$41.1K
Annual income
$4,730.60/yr
Blended yield
11.50%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SHTLF
No analyst data
Altman Z
2.8
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SHTLF buys
0
BTI buys
0
No recent congressional trades found for SHTLF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSHTLFBTI
Forward yield2.59%5.38%
Annual dividend / share$0.07$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR29.6%11.3%
Portfolio after 10y$44.6K$37.7K
Annual income after 10y$6,674.57$2,786.64
Total dividends collected$21.3K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SHTLF vs BTI ($10,000, DRIP)

YearSHTLF PortfolioSHTLF Income/yrBTI PortfolioBTI Income/yrGap
1$11,036$336.00$11,299$598.92$263.00BTI
2$12,258$449.13$12,794$703.91$536.00BTI
3$13,720$604.21$14,518$829.07$798.00BTI
4$15,499$819.13$16,513$978.64$1.0KBTI
5$17,705$1,120.83$18,827$1,157.84$1.1KBTI
6$20,495$1,550.77$21,518$1,373.12$1.0KBTI
7$24,104$2,174.31$24,657$1,632.46$553.00BTI
8← crossover$28,889$3,097.30$28,329$1,945.74+$560.00SHTLF
9$35,407$4,496.15$32,637$2,325.33+$2.8KSHTLF
10$44,560$6,674.57$37,708$2,786.64+$6.9KSHTLF

SHTLF vs BTI: Complete Analysis 2026

SHTLFStock

South32 Limited operates as a diversified metals and mining company in Australia, Southern Africa, North America, and South America. The company operates through Worsley Alumina, Brazil Alumina, Brazil Aluminium, Hillside Aluminium, Mozal Aluminium, Sierra Gorda, Cannington, Hermosa, Cerro Matoso, Illawarra Metallurgical Coal, Australia Manganese, and South Africa Manganese segments. It has a portfolio of assets producing bauxite, alumina, aluminum, copper, silver, lead, zinc, nickel, metallurgical coal, manganese, ferronickel, and other base metals. South32 Limited also exports its products. The company was incorporated in 2000 and is headquartered in Perth, Australia.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.