HomeCompareSICP vs EPRT

SICP vs EPRT: Dividend Comparison 2026

SICP yields 285.71% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SICP wins by $1093.19M in total portfolio value
10 years
SICP
SICP
● Live price
285.71%
Share price
$0.70
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1093.26M
Annual income
$647,471,568.28
Full SICP calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — SICP vs EPRT

📍 SICP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSICPEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SICP + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SICP pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SICP
Annual income on $10K today (after 15% tax)
$24,285.71/yr
After 10yr DRIP, annual income (after tax)
$550,350,833.04/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, SICP beats the other by $550,339,918.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SICP + EPRT for your $10,000?

SICP: 50%EPRT: 50%
100% EPRT50/50100% SICP
Portfolio after 10yr
$546.66M
Annual income
$323,742,204.50/yr
Blended yield
59.22%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

SICP
Analyst Ratings
8
Buy
9
Hold
5
Sell
Consensus: Hold
Altman Z
-0.5
Piotroski
3/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SICP buys
0
EPRT buys
0
No recent congressional trades found for SICP or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSICPEPRT
Forward yield285.71%3.92%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$1093.26M$63.4K
Annual income after 10y$647,471,568.28$12,840.73
Total dividends collected$1047.83M$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusHoldBuy

Year-by-year: SICP vs EPRT ($10,000, DRIP)

YearSICP PortfolioSICP Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$39,271$28,571.43$11,205$505.18+$28.1KSICP
2$146,884$104,863.63$12,672$682.46+$134.2KSICP
3$523,721$366,554.92$14,490$930.48+$509.2KSICP
4$1,781,845$1,221,463.51$16,786$1,282.69+$1.77MSICP
5$5,790,462$3,883,888.27$19,753$1,791.56+$5.77MSICP
6$17,991,565$11,795,770.15$23,677$2,541.64+$17.97MSICP
7$53,503,944$34,252,969.34$29,008$3,672.99+$53.47MSICP
8$152,447,983$95,198,763.11$36,463$5,425.08+$152.41MSICP
9$416,622,524$253,503,182.74$47,238$8,221.57+$416.58MSICP
10$1,093,257,669$647,471,568.28$63,385$12,840.73+$1093.19MSICP

SICP vs EPRT: Complete Analysis 2026

SICPStock

Silvergate Capital Corporation operates as a bank holding company for Silvergate Bank that provides banking products and services to business and individual clients in the United States. The company accepts deposit products, including interest and noninterest bearing demand accounts, money market and savings accounts, and certificates of deposit accounts. Its loan products comprise one-to-four family real estate loans, multi-family real estate loans, commercial real estate loans, construction loans, commercial and industrial loans, mortgage warehouse loans, and reverse mortgage loans, as well as consumer loans and other loans secured by personal property. The company also provides cash management services for digital currency-related businesses. Silvergate Capital Corporation was founded in 1988 and is headquartered in La Jolla, California.

Full SICP Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.