HomeCompareSJI vs BTI

SJI vs BTI: Dividend Comparison 2026

SJI yields 60.97% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SJI wins by $11.64M in total portfolio value
10 years
SJI
SJI
● Live price
60.97%
Share price
$36.09
Annual div
$22.00
5Y div CAGR
14.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$11.67M
Annual income
$6,367,762.05
Full SJI calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SJI vs BTI

📍 SJI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJIBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJI + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJI pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJI
Annual income on $10K today (after 15% tax)
$5,182.04/yr
After 10yr DRIP, annual income (after tax)
$5,412,597.74/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, SJI beats the other by $5,410,229.10/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SJI + BTI for your $10,000?

SJI: 50%BTI: 50%
100% BTI50/50100% SJI
Portfolio after 10yr
$5.86M
Annual income
$3,185,274.35/yr
Blended yield
54.40%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SJI
Analyst Ratings
4
Buy
9
Hold
Consensus: Hold
Altman Z
0.8
Piotroski
7/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJI buys
0
BTI buys
0
No recent congressional trades found for SJI or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJIBTI
Forward yield60.97%5.38%
Annual dividend / share$22.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.5%11.3%
Portfolio after 10y$11.67M$37.7K
Annual income after 10y$6,367,762.05$2,786.64
Total dividends collected$11.03M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: SJI vs BTI ($10,000, DRIP)

YearSJI PortfolioSJI Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$17,681$6,980.51$11,299$598.92+$6.4KSJI
2$32,125$13,206.98$12,794$703.91+$19.3KSJI
3$60,053$25,678.84$14,518$829.07+$45.5KSJI
4$115,624$51,367.09$16,513$978.64+$99.1KSJI
5$229,550$105,832.76$18,827$1,157.84+$210.7KSJI
6$470,458$224,839.59$21,518$1,373.12+$448.9KSJI
7$996,494$493,103.67$24,657$1,632.46+$971.8KSJI
8$2,183,918$1,117,670.15$28,329$1,945.74+$2.16MSJI
9$4,957,975$2,621,182.18$32,637$2,325.33+$4.93MSJI
10$11,672,795$6,367,762.05$37,708$2,786.64+$11.64MSJI

SJI vs BTI: Complete Analysis 2026

SJIStock

South Jersey Industries, Inc., through its subsidiaries, provides energy-related products and services. The company engages in the purchase, transmission, and sale of natural gas. It also sells natural gas and pipeline transportation capacity on a wholesale basis to residential, commercial, and industrial customers on the interstate pipeline system, as well as transports natural gas purchased directly from producers or suppliers to customers. As of December 31, 2021, the company had approximately 147 miles of mains in the transmission system and 6,815 miles of mains in the distribution system; and served 384,062 residential, commercial, and industrial customers in southern New Jersey. In addition, it markets natural gas storage, commodity, and transportation assets on a wholesale basis for energy marketers, electric and gas utilities, power plants, and natural gas producers in the mid-Atlantic, Appalachian, and southern regions of the United States. Further, the company owns and operates rooftop solar-generation sites. Additionally, it owns oil, gas, and mineral rights in the Marcellus Shale region of Pennsylvania; acquires and markets natural gas and electricity to retail end users, as well as provides total energy management, fuel management, and energy procurement and cost reduction services. The company was founded in 1910 and is headquartered in Folsom, New Jersey.

Full SJI Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.