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SJI vs PM: Dividend Comparison 2026

SJI yields 60.97% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SJI wins by $11.62M in total portfolio value
10 years
SJI
SJI
● Live price
60.97%
Share price
$36.09
Annual div
$22.00
5Y div CAGR
14.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$11.67M
Annual income
$6,367,762.05
Full SJI calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — SJI vs PM

📍 SJI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJIPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJI + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJI pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJI
Annual income on $10K today (after 15% tax)
$5,182.04/yr
After 10yr DRIP, annual income (after tax)
$5,412,597.74/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, SJI beats the other by $5,410,479.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJI + PM for your $10,000?

SJI: 50%PM: 50%
100% PM50/50100% SJI
Portfolio after 10yr
$5.86M
Annual income
$3,185,127.04/yr
Blended yield
54.34%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

SJI
Analyst Ratings
4
Buy
9
Hold
Consensus: Hold
Altman Z
0.8
Piotroski
7/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJI buys
0
PM buys
0
No recent congressional trades found for SJI or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJIPM
Forward yield60.97%3.48%
Annual dividend / share$22.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.5%17.2%
Portfolio after 10y$11.67M$49.6K
Annual income after 10y$6,367,762.05$2,492.02
Total dividends collected$11.03M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: SJI vs PM ($10,000, DRIP)

YearSJI PortfolioSJI Income/yrPM PortfolioPM Income/yrGap
1← crossover$17,681$6,980.51$11,648$408.29+$6.0KSJI
2$32,125$13,206.98$13,589$495.90+$18.5KSJI
3$60,053$25,678.84$15,877$603.21+$44.2KSJI
4$115,624$51,367.09$18,580$734.88+$97.0KSJI
5$229,550$105,832.76$21,781$896.75+$207.8KSJI
6$470,458$224,839.59$25,578$1,096.12+$444.9KSJI
7$996,494$493,103.67$30,092$1,342.17+$966.4KSJI
8$2,183,918$1,117,670.15$35,470$1,646.46+$2.15MSJI
9$4,957,975$2,621,182.18$41,892$2,023.58+$4.92MSJI
10$11,672,795$6,367,762.05$49,578$2,492.02+$11.62MSJI

SJI vs PM: Complete Analysis 2026

SJIStock

South Jersey Industries, Inc., through its subsidiaries, provides energy-related products and services. The company engages in the purchase, transmission, and sale of natural gas. It also sells natural gas and pipeline transportation capacity on a wholesale basis to residential, commercial, and industrial customers on the interstate pipeline system, as well as transports natural gas purchased directly from producers or suppliers to customers. As of December 31, 2021, the company had approximately 147 miles of mains in the transmission system and 6,815 miles of mains in the distribution system; and served 384,062 residential, commercial, and industrial customers in southern New Jersey. In addition, it markets natural gas storage, commodity, and transportation assets on a wholesale basis for energy marketers, electric and gas utilities, power plants, and natural gas producers in the mid-Atlantic, Appalachian, and southern regions of the United States. Further, the company owns and operates rooftop solar-generation sites. Additionally, it owns oil, gas, and mineral rights in the Marcellus Shale region of Pennsylvania; acquires and markets natural gas and electricity to retail end users, as well as provides total energy management, fuel management, and energy procurement and cost reduction services. The company was founded in 1910 and is headquartered in Folsom, New Jersey.

Full SJI Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.