HomeCompareSJLD vs XYLD

SJLD vs XYLD: Dividend Comparison 2026

SJLD yields 4.01% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SJLD wins by $686.00 in total portfolio value
10 years
SJLD
SJLD
● Live price
4.01%
Share price
$25.15
Annual div
$1.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.0K
Annual income
$518.74
Full SJLD calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — SJLD vs XYLD

📍 SJLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJLDXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJLD + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJLD pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJLD
Annual income on $10K today (after 15% tax)
$340.85/yr
After 10yr DRIP, annual income (after tax)
$440.93/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,295.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJLD + XYLD for your $10,000?

SJLD: 50%XYLD: 50%
100% XYLD50/50100% SJLD
Portfolio after 10yr
$25.6K
Annual income
$1,868.88/yr
Blended yield
7.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJLD buys
0
XYLD buys
0
No recent congressional trades found for SJLD or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJLDXYLD
Forward yield4.01%10.98%
Annual dividend / share$1.01$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.0K$25.3K
Annual income after 10y$518.74$3,219.02
Total dividends collected$4.6K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SJLD vs XYLD ($10,000, DRIP)

YearSJLD PortfolioSJLD Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,101$401.00$10,818$1,098.39+$283.00SJLD
2$12,294$416.03$11,738$1,222.51+$556.00SJLD
3$13,585$430.60$12,774$1,364.64+$811.00SJLD
4$14,981$444.70$13,944$1,527.86+$1.0KSJLD
5$16,488$458.30$15,270$1,715.87+$1.2KSJLD
6$18,113$471.40$16,775$1,933.09+$1.3KSJLD
7$19,865$484.00$18,490$2,184.87+$1.4KSJLD
8$21,752$496.09$20,450$2,477.63+$1.3KSJLD
9$23,782$507.67$22,697$2,819.19+$1.1KSJLD
10$25,966$518.74$25,280$3,219.02+$686.00SJLD

SJLD vs XYLD: Complete Analysis 2026

SJLDStock

SJLD primarily invests in short-term, investment-grade debt, with a focus on maintaining an average portfolio duration of two years or less. The strategy aims to optimize liquidity, manage risks, and provide stable, low-risk returns in a fluctuating interest rate environment. Portfolio selection emphasizes credit quality, liquidity, and sensitivity to interest rate changes. While the fund primarily invests in US government debt, it can allocate up to 5% of its assets to higher-risk securities, such as junk bonds and unrated debt. Additionally, the fund may hold cash equivalents and various fixed- and floating-rate instruments, including commercial paper, municipal securities, and repurchase agreements backed by government securities.

Full SJLD Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.