HomeCompareSJW vs ADBE

SJW vs ADBE: Dividend Comparison 2026

SJW yields 2.99% · ADBE yields 0.83%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SJW wins by $32.5K in total portfolio value
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
ADBE
ADBE
● Live price
0.83%
Share price
$241.13
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$87.53
Full ADBE calculator →

Portfolio growth — SJW vs ADBE

📍 SJW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWADBE
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJW + ADBE cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
ADBE pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
ADBE
Annual income on $10K today (after 15% tax)
$70.50/yr
After 10yr DRIP, annual income (after tax)
$74.40/yr
At 15% tax rate, SJW beats the other by $8,244.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + ADBE for your $10,000?

SJW: 50%ADBE: 50%
100% ADBE50/50100% SJW
Portfolio after 10yr
$37.1K
Annual income
$4,937.03/yr
Blended yield
13.30%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADBE right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
ADBE
Analyst Ratings
34
Buy
23
Hold
4
Sell
Consensus: Buy
Price Target
$349.65
+45.0% upside vs current
Range: $220.00 — $450.00
Altman Z
7.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
ADBE buys
0
No recent congressional trades found for SJW or ADBE in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWADBE
Forward yield2.99%0.83%
Annual dividend / share$1.64$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%0%
Portfolio after 10y$53.4K$20.8K
Annual income after 10y$9,786.53$87.53
Total dividends collected$29.2K$854.00
Payment frequencyquarterlyquarterly
SectorUtilitiesTechnology
Analyst consensusHoldBuy
Analyst price target$72.75$349.65

Year-by-year: SJW vs ADBE ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrADBE PortfolioADBE Income/yrGap
1← crossover$11,091$391.32$10,783$82.94+$308.00SJW
2$12,399$530.97$11,621$83.59+$778.00SJW
3$13,993$726.13$12,519$84.19+$1.5KSJW
4$15,975$1,002.53$13,480$84.76+$2.5KSJW
5$18,493$1,400.18$14,509$85.30+$4.0KSJW
6$21,771$1,982.98$15,610$85.80+$6.2KSJW
7$26,150$2,855.84$16,789$86.28+$9.4KSJW
8$32,178$4,196.60$18,051$86.72+$14.1KSJW
9$40,747$6,317.25$19,402$87.14+$21.3KSJW
10$53,386$9,786.53$20,848$87.53+$32.5KSJW

SJW vs ADBE: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

Full SJW Calculator →

ADBETechnology

Adobe Inc. operates as a diversified software company worldwide. It operates through three segments: Digital Media, Digital Experience, and Publishing and Advertising. The Digital Media segment offers products, services, and solutions that enable individuals, teams, and enterprises to create, publish, and promote content; and Document Cloud, a unified cloud-based document services platform. Its flagship product is Creative Cloud, a subscription service that allows members to access its creative products. This segment serves content creators, workers, marketers, educators, enthusiasts, communicators, and consumers. The Digital Experience segment provides an integrated platform and set of applications and services that enable brands and businesses to create, manage, execute, measure, monetize, and optimize customer experiences from analytics to commerce. This segment serves marketers, advertisers, agencies, publishers, merchandisers, merchants, web analysts, data scientists, developers, and executives across the C-suite. The Publishing and Advertising segment offers products and services, such as e-learning solutions, technical document publishing, web conferencing, document and forms platform, web application development, and high-end printing, as well as Advertising Cloud offerings. The company offers its products and services directly to enterprise customers through its sales force and local field offices, as well as to end users through app stores and through its website at adobe.com. It also distributes products and services through a network of distributors, value-added resellers, systems integrators, software vendors and developers, retailers, and original equipment manufacturers. The company was formerly known as Adobe Systems Incorporated and changed its name to Adobe Inc. in October 2018. Adobe Inc. was founded in 1982 and is headquartered in San Jose, California.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.