HomeCompareSJW vs ADI

SJW vs ADI: Dividend Comparison 2026

SJW yields 2.99% · ADI yields 1.34%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ADI wins by $92.3K in total portfolio value· pulled ahead in Year 6
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
ADI
ADI
● Live price
1.34%
Share price
$303.10
Annual div
$4.07
5Y div CAGR
61.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$145.7K
Annual income
$66,714.92
Full ADI calculator →

Portfolio growth — SJW vs ADI

📍 ADI pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWADI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SJW + ADI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
ADI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
ADI
Annual income on $10K today (after 15% tax)
$114.14/yr
After 10yr DRIP, annual income (after tax)
$56,707.68/yr
At 15% tax rate, ADI beats the other by $48,389.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + ADI for your $10,000?

SJW: 50%ADI: 50%
100% ADI50/50100% SJW
Portfolio after 10yr
$99.5K
Annual income
$38,250.72/yr
Blended yield
38.42%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADI right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
ADI
Analyst Ratings
43
Buy
11
Hold
Consensus: Buy
Price Target
$374.42
+23.5% upside vs current
Range: $270.00 — $430.00
Altman Z
7.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
ADI buys
0
No recent congressional trades found for SJW or ADI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWADI
Forward yield2.99%1.34%
Annual dividend / share$1.64$4.07
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%61.9%
Portfolio after 10y$53.4K$145.7K
Annual income after 10y$9,786.53$66,714.92
Total dividends collected$29.2K$118.1K
Payment frequencyquarterlyquarterly
SectorUtilitiesTechnology
Analyst consensusHoldBuy
Analyst price target$72.75$374.42

Year-by-year: SJW vs ADI ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrADI PortfolioADI Income/yrGap
1$11,091$391.32$10,917$217.40+$174.00SJW
2$12,399$530.97$12,041$359.12+$358.00SJW
3$13,993$726.13$13,483$599.29+$510.00SJW
4$15,975$1,002.53$15,442$1,015.38+$533.00SJW
5$18,493$1,400.18$18,283$1,759.59+$210.00SJW
6← crossover$21,771$1,982.98$22,715$3,152.16$944.00ADI
7$26,150$2,855.84$30,230$5,925.67$4.1KADI
8$32,178$4,196.60$44,279$11,932.68$12.1KADI
9$40,747$6,317.25$73,824$26,445.87$33.1KADI
10$53,386$9,786.53$145,707$66,714.92$92.3KADI

SJW vs ADI: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

Full SJW Calculator →

ADITechnology

Analog Devices, Inc. designs, manufactures, tests, and markets integrated circuits (ICs), software, and subsystems that leverage analog, mixed-signal, and digital signal processing technologies. The company provides data converter products, which translate real-world analog signals into digital data, as well as translates digital data into analog signals; power management and reference products for power conversion, driver monitoring, sequencing, and energy management applications in the automotive, communications, industrial, and high-end consumer markets; and power ICs include performance, integration, and software design simulation tools for accurate power supply designs. It also offers high-performance amplifiers to condition analog signals; and radio frequency and microwave ICs to support cellular infrastructure; and microelectromechanical systems technology solutions, including accelerometers used to sense acceleration, gyroscopes for sense rotation, inertial measurement units to sense multiple degrees of freedom, and broadband switches for radio and instrument systems, as well as isolators. In addition, the company offers digital signal processing and system products for high-speed numeric calculations. It serves clients in the industrial, automotive, consumer, instrumentation, aerospace, and communications markets through a direct sales force, third-party distributors, and independent sales representatives in the United States, the rest of North and South America, Europe, Japan, China, and rest of Asia, as well as through its Website. Analog Devices, Inc. was incorporated in 1965 and is headquartered in Wilmington, Massachusetts.

Full ADI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.