HomeCompareSJW vs CARR

SJW vs CARR: Dividend Comparison 2026

SJW yields 2.99% · CARR yields 1.68%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CARR wins by $31.12M in total portfolio value· pulled ahead in Year 2
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
CARR
CARR
● Live price
1.68%
Share price
$54.36
Annual div
$0.92
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.17M
Annual income
$27,977,126.68
Full CARR calculator →

Portfolio growth — SJW vs CARR

📍 CARR pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWCARR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJW + CARR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
CARR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
CARR
Annual income on $10K today (after 15% tax)
$143.07/yr
After 10yr DRIP, annual income (after tax)
$23,780,557.68/yr
At 15% tax rate, CARR beats the other by $23,772,239.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + CARR for your $10,000?

SJW: 50%CARR: 50%
100% CARR50/50100% SJW
Portfolio after 10yr
$15.61M
Annual income
$13,993,456.60/yr
Blended yield
89.63%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CARR right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
CARR
Analyst Ratings
13
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$67.88
+24.9% upside vs current
Range: $55.00 — $74.00
Altman Z
2.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
CARR buys
0
No recent congressional trades found for SJW or CARR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWCARR
Forward yield2.99%1.68%
Annual dividend / share$1.64$0.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%100%
Portfolio after 10y$53.4K$31.17M
Annual income after 10y$9,786.53$27,977,126.68
Total dividends collected$29.2K$30.90M
Payment frequencyquarterlyquarterly
SectorUtilitiesIndustrials
Analyst consensusHoldBuy
Analyst price target$72.75$67.88

Year-by-year: SJW vs CARR ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrCARR PortfolioCARR Income/yrGap
1$11,091$391.32$11,037$336.64+$54.00SJW
2← crossover$12,399$530.97$12,504$694.47$105.00CARR
3$13,993$726.13$14,850$1,470.63$857.00CARR
4$15,975$1,002.53$19,154$3,264.56$3.2KCARR
5$18,493$1,400.18$28,365$7,870.58$9.9KCARR
6$21,771$1,982.98$52,137$21,786.34$30.4KCARR
7$26,150$2,855.84$130,637$74,850.27$104.5KCARR
8$32,178$4,196.60$490,339$350,558.26$458.2KCARR
9$40,747$6,317.25$2,984,115$2,459,451.41$2.94MCARR
10$53,386$9,786.53$31,170,129$27,977,126.68$31.12MCARR

SJW vs CARR: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

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CARRIndustrials

Carrier Global Corporation provides heating, ventilating, and air conditioning (HVAC), refrigeration, fire, security, and building automation technologies worldwide. It operates through three segments: HVAC, Refrigeration, and Fire & Security. The HVAC segment provides products, controls, services, and solutions to meet the heating, cooling, and ventilation needs of residential and commercial customers. Its products include air conditioners, heating systems, controls, and aftermarket components, as well as aftermarket repair and maintenance services and building automation solutions. The Refrigeration segment offers transport refrigeration and monitoring products and services, as well as digital solutions for trucks, trailers, shipping containers, intermodal applications, food retail, and warehouse cooling; and commercial refrigeration solutions, such as refrigerated cabinets, freezers, systems, and controls. The Fire & Security segment provides various residential, commercial, and industrial technologies, including fire, flame, gas, smoke, and carbon monoxide detection; portable fire extinguishers; fire suppression systems; intruder alarms; access control systems; video management systems; and electronic controls. Its other fire and security service offerings comprise audit, design, installation, and system integration, as well as aftermarket maintenance and repair and monitoring services. The company offers its products under the Autronica, Det-Tronics, Edwards, Fireye, GST, Kidde, LenelS2, Marioff, Onity, and Supra; Carrier, Automated Logic, Bryant, CIAT, Day & Night, Heil, NORESCO, and Riello; and Carrier Commercial Refrigeration, Carrier Transicold, and Sensitech brands. The company was incorporated in 2019 and is headquartered in Palm Beach Gardens, Florida.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.