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SJW vs GD: Dividend Comparison 2026

SJW yields 2.99% · GD yields 1.76%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SJW wins by $9.4K in total portfolio value
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
GD
GD
● Live price
1.76%
Share price
$340.79
Annual div
$6.00
5Y div CAGR
36.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.0K
Annual income
$7,409.33
Full GD calculator →

Portfolio growth — SJW vs GD

📍 SJW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWGD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJW + GD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
GD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
GD
Annual income on $10K today (after 15% tax)
$149.65/yr
After 10yr DRIP, annual income (after tax)
$6,297.93/yr
At 15% tax rate, SJW beats the other by $2,020.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + GD for your $10,000?

SJW: 50%GD: 50%
100% GD50/50100% SJW
Portfolio after 10yr
$48.7K
Annual income
$8,597.92/yr
Blended yield
17.66%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GD right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
GD
Analyst Ratings
17
Buy
16
Hold
1
Sell
Consensus: Buy
Price Target
$404.22
+18.6% upside vs current
Range: $385.00 — $444.00
Altman Z
4.2
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
GD buys
0
No recent congressional trades found for SJW or GD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWGD
Forward yield2.99%1.76%
Annual dividend / share$1.64$6.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%36.6%
Portfolio after 10y$53.4K$44.0K
Annual income after 10y$9,786.53$7,409.33
Total dividends collected$29.2K$21.2K
Payment frequencyquarterlyquarterly
SectorUtilitiesIndustrials
Analyst consensusHoldBuy
Analyst price target$72.75$404.22

Year-by-year: SJW vs GD ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrGD PortfolioGD Income/yrGap
1← crossover$11,091$391.32$10,941$240.50+$150.00SJW
2$12,399$530.97$12,042$335.91+$357.00SJW
3$13,993$726.13$13,357$472.02+$636.00SJW
4$15,975$1,002.53$14,961$668.39+$1.0KSJW
5$18,493$1,400.18$16,964$955.72+$1.5KSJW
6$21,771$1,982.98$19,534$1,383.46+$2.2KSJW
7$26,150$2,855.84$22,936$2,033.85+$3.2KSJW
8$32,178$4,196.60$27,590$3,048.57+$4.6KSJW
9$40,747$6,317.25$34,203$4,681.66+$6.5KSJW
10$53,386$9,786.53$44,006$7,409.33+$9.4KSJW

SJW vs GD: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

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GDIndustrials

General Dynamics Corporation operates as an aerospace and defense company worldwide. It operates through four segments: Aerospace, Marine Systems, Combat Systems, and Technologies. The Aerospace segment designs, manufactures, and sells business jets; and offers aircraft maintenance and repair, management, charter, aircraft-on-ground support and completion, staffing, and fixed-base operator services. The Marine Systems segment designs and builds nuclear-powered submarines, surface combatants, and auxiliary ships for the United States Navy and Jones Act ships for commercial customers, as well as builds crude oil and product tankers, and container and cargo ships. This segment also provides navy ships maintenance and modernization services; lifecycle support and repair services for navy surface ships; and program management, planning, engineering, and design support services for submarines and surface ships. The Combat Systems segment manufactures land combat solutions, such as wheeled and tracked combat vehicles, Stryker wheeled combat vehicles, piranha vehicles, weapons systems, munitions, mobile bridge systems with payloads, tactical vehicles, main battle tanks, armored vehicles, and armaments. This segment also offers modernization programs, engineering, support, and sustainment services. The Technologies segment provides information technology solutions and mission support services; mobile communication, computers, and command-and-control mission systems; and intelligence, surveillance, and reconnaissance solutions to military, intelligence, and federal civilian customers. This segment also offers cloud computing, artificial intelligence; machine learning; big data analytics; development, security, and operations; software-defined networks; everything-as-a-service; defense enterprise office system solutions; and unmanned undersea vehicle manufacturing and assembly services. General Dynamics Corporation was founded in 1899 and is headquartered in Reston, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.