HomeCompareSJW vs HBAN

SJW vs HBAN: Dividend Comparison 2026

SJW yields 2.99% · HBAN yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SJW wins by $27.2K in total portfolio value· pulled ahead in Year 2
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
HBAN
HBAN
● Live price
4.13%
Share price
$15.02
Annual div
$0.62
5Y div CAGR
0.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$544.02
Full HBAN calculator →

Portfolio growth — SJW vs HBAN

📍 SJW pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWHBAN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJW + HBAN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
HBAN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
HBAN
Annual income on $10K today (after 15% tax)
$350.87/yr
After 10yr DRIP, annual income (after tax)
$462.42/yr
At 15% tax rate, SJW beats the other by $7,856.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + HBAN for your $10,000?

SJW: 50%HBAN: 50%
100% HBAN50/50100% SJW
Portfolio after 10yr
$39.8K
Annual income
$5,165.27/yr
Blended yield
12.98%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on HBAN right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
HBAN
Analyst Ratings
1
Strong
24
Buy
20
Hold
3
Sell
Consensus: Buy
Price Target
$19.88
+32.4% upside vs current
Range: $16.00 — $21.00
Altman Z
-0.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
HBAN buys
0
No recent congressional trades found for SJW or HBAN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWHBAN
Forward yield2.99%4.13%
Annual dividend / share$1.64$0.62
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%0.1%
Portfolio after 10y$53.4K$26.2K
Annual income after 10y$9,786.53$544.02
Total dividends collected$29.2K$4.8K
Payment frequencyquarterlyquarterly
SectorUtilitiesFinancials
Analyst consensusHoldBuy
Analyst price target$72.75$19.88

Year-by-year: SJW vs HBAN ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrHBAN PortfolioHBAN Income/yrGap
1$11,091$391.32$11,113$413.20$22.00HBAN
2← crossover$12,399$530.97$12,321$429.58+$78.00SJW
3$13,993$726.13$13,629$445.55+$364.00SJW
4$15,975$1,002.53$15,044$461.06+$931.00SJW
5$18,493$1,400.18$16,573$476.12+$1.9KSJW
6$21,771$1,982.98$18,224$490.69+$3.5KSJW
7$26,150$2,855.84$20,004$504.77+$6.1KSJW
8$32,178$4,196.60$21,923$518.36+$10.3KSJW
9$40,747$6,317.25$23,989$531.44+$16.8KSJW
10$53,386$9,786.53$26,212$544.02+$27.2KSJW

SJW vs HBAN: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

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HBANFinancials

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company operates through four segments: Consumer and Business Banking; Commercial Banking; Vehicle Finance; and Regional Banking and The Huntington Private Client Group (RBHPCG). The Consumer and Business Banking segment offers financial products and services, such as checking accounts, savings accounts, money market accounts, certificates of deposit, credit cards, and consumer and small business loans, as well as investment products. This segment also provides mortgages, insurance, interest rate risk protection, foreign exchange, automated teller machine, and treasury management services, as well as online, mobile, and telephone banking services. It serves consumer and small business customers. The Commercial Banking segment offers regional commercial banking solutions for middle market businesses, government and public sector entities, and commercial real estate developers/REITs; and specialty banking solutions for healthcare, technology and telecommunications, franchise finance, sponsor finance, and global services industries. It also provides asset finance services; capital raising solutions, sales and trading, and corporate risk management products; institutional banking services; and treasury management services. The Vehicle Finance segment provides financing to consumers for the purchase of automobiles, light-duty trucks, recreational vehicles, and marine craft at franchised and other select dealerships, as well as to franchised dealerships for the acquisition of new and used inventory. The RBHPCG segment offers private banking, wealth and investment management, and retirement plan services. As of March 18, 2022, the company had approximately 1,000 branches in 11 states. Huntington Bancshares Incorporated was founded in 1866 and is headquartered in Columbus, Ohio.

Full HBAN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.