HomeCompareSJW vs KR

SJW vs KR: Dividend Comparison 2026

SJW yields 2.99% · KR yields 1.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 KR wins by $26.87M in total portfolio value· pulled ahead in Year 2
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
KR
KR
● Live price
1.86%
Share price
$73.72
Annual div
$1.37
5Y div CAGR
96.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.92M
Annual income
$23,964,402.12
Full KR calculator →

Portfolio growth — SJW vs KR

📍 KR pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWKR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SJW + KR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
KR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
KR
Annual income on $10K today (after 15% tax)
$157.96/yr
After 10yr DRIP, annual income (after tax)
$20,369,741.80/yr
At 15% tax rate, KR beats the other by $20,361,423.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + KR for your $10,000?

SJW: 50%KR: 50%
100% KR50/50100% SJW
Portfolio after 10yr
$13.49M
Annual income
$11,987,094.32/yr
Blended yield
88.88%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on KR right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
KR
Analyst Ratings
21
Buy
17
Hold
6
Sell
Consensus: Buy
Price Target
$74.25
+0.7% upside vs current
Range: $68.00 — $82.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
KR buys
0
No recent congressional trades found for SJW or KR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWKR
Forward yield2.99%1.86%
Annual dividend / share$1.64$1.37
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%96.5%
Portfolio after 10y$53.4K$26.92M
Annual income after 10y$9,786.53$23,964,402.12
Total dividends collected$29.2K$26.66M
Payment frequencyquarterlyquarterly
SectorUtilitiesConsumer Staples
Analyst consensusHoldBuy
Analyst price target$72.75$74.25

Year-by-year: SJW vs KR ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrKR PortfolioKR Income/yrGap
1$11,091$391.32$11,065$365.17+$26.00SJW
2← crossover$12,399$530.97$12,582$742.05$183.00KR
3$13,993$726.13$15,012$1,549.52$1.0KKR
4$15,975$1,002.53$19,458$3,395.26$3.5KKR
5$18,493$1,400.18$28,902$8,081.91$10.4KKR
6$21,771$1,982.98$52,971$22,045.58$31.2KKR
7$26,150$2,855.84$130,879$74,200.60$104.7KKR
8$32,178$4,196.60$476,723$336,682.51$444.5KKR
9$40,747$6,317.25$2,762,230$2,252,135.70$2.72MKR
10$53,386$9,786.53$26,919,988$23,964,402.12$26.87MKR

SJW vs KR: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

Full SJW Calculator →

KRConsumer Staples

The Kroger Co. operates as a retailer in the United States. The company operates combination food and drug stores, multi-department stores, marketplace stores, and price impact warehouses. Its combination food and drug stores offer natural food and organic sections, pharmacies, general merchandise, pet centers, fresh seafood, and organic produce; and multi-department stores provide apparel, home fashion and furnishings, outdoor living, electronics, automotive products, and toys. The company's marketplace stores offer full-service grocery, pharmacy, health and beauty care, and perishable goods, as well as general merchandise, including apparel, home goods, and toys; and price impact warehouse stores provide grocery, and health and beauty care items, as well as meat, dairy, baked goods, and fresh produce items. It also manufactures and processes food products for sale in its supermarkets and online; and sells fuel through 1,613 fuel centers. As of January 29, 2022, the company operated 2,726 supermarkets under various banner names in 35 states and the District of Columbia. The Kroger Co. was founded in 1883 and is based in Cincinnati, Ohio.

Full KR Calculator →
📬

Get this SJW vs KR comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SJW vs SCHDSJW vs JEPISJW vs OSJW vs KOSJW vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.