HomeCompareSJW vs ROP

SJW vs ROP: Dividend Comparison 2026

SJW yields 2.99% · ROP yields 0.96%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ROP wins by $34.7K in total portfolio value· pulled ahead in Year 8
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
ROP
ROP
● Live price
0.96%
Share price
$351.96
Annual div
$3.39
5Y div CAGR
61.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$88.1K
Annual income
$33,079.78
Full ROP calculator →

Portfolio growth — SJW vs ROP

📍 ROP pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWROP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJW + ROP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
ROP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
ROP
Annual income on $10K today (after 15% tax)
$81.75/yr
After 10yr DRIP, annual income (after tax)
$28,117.81/yr
At 15% tax rate, ROP beats the other by $19,799.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + ROP for your $10,000?

SJW: 50%ROP: 50%
100% ROP50/50100% SJW
Portfolio after 10yr
$70.7K
Annual income
$21,433.15/yr
Blended yield
30.30%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ROP right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
ROP
Analyst Ratings
1
Strong
12
Buy
7
Hold
3
Sell
Consensus: Buy
Price Target
$475.50
+35.1% upside vs current
Range: $365.00 — $575.00
Altman Z
2.6
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
ROP buys
0
No recent congressional trades found for SJW or ROP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWROP
Forward yield2.99%0.96%
Annual dividend / share$1.64$3.39
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%61.8%
Portfolio after 10y$53.4K$88.1K
Annual income after 10y$9,786.53$33,079.78
Total dividends collected$29.2K$63.5K
Payment frequencyquarterlyquarterly
SectorUtilitiesIndustrials
Analyst consensusHoldBuy
Analyst price target$72.75$475.50

Year-by-year: SJW vs ROP ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrROP PortfolioROP Income/yrGap
1$11,091$391.32$10,856$155.61+$235.00SJW
2$12,399$530.97$11,871$255.45+$528.00SJW
3$13,993$726.13$13,124$422.40+$869.00SJW
4$15,975$1,002.53$14,749$706.17+$1.2KSJW
5$18,493$1,400.18$16,982$1,200.04+$1.5KSJW
6$21,771$1,982.98$20,260$2,089.32+$1.5KSJW
7$26,150$2,855.84$25,447$3,769.22+$703.00SJW
8← crossover$32,178$4,196.60$34,387$7,158.99$2.2KROP
9$40,747$6,317.25$51,423$14,628.76$10.7KROP
10$53,386$9,786.53$88,103$33,079.78$34.7KROP

SJW vs ROP: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

Full SJW Calculator →

ROPIndustrials

Roper Technologies, Inc. designs and develops software, and engineered products and solutions. The company offers management, campus solutions, diagnostic and laboratory information management, enterprise management, information solutions, transportation management, financial and compliance management, and cloud-based financial analytics and performance management software; cloud-based software to the property and casualty insurance industry; and software, services, and technologies for foodservice operations. It also provides cloud-based data, collaboration, and estimating automation software; electronic marketplace; visual effects and 3D content software; wireless sensor network and solutions; cloud-based software for the life insurance and financial services industries; supply chain software; health care service and software; RFID card readers; data analytics and information; and pharmacy software solutions. In addition, the company offers precision rubber and polymer testing instruments, and data analysis software; ultrasound accessories; testing and analyzing plastic solutions; dispensers and metering pumps; control valves; precision weighing equipment; automated surgical scrub and linen dispensing equipment; water meters; optical and electromagnetic measurement systems; automated leak detection equipment; medical devices; products and services for water and gas utilities; and equipment and consumables. It also provides temperature control and emergency shutoff valves; turbomachinery control hardware, software, and services; specialized pumps; flow meter calibrators and controllers; vibration monitoring systems and controls; analytical instrument; drilling power section; and pressure and level sensors. The company was formerly known as Roper Industries, Inc. and changed its name to Roper Technologies, Inc. in April 2015. The company was incorporated in 1981 and is based in Sarasota, Florida.

Full ROP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.