HomeCompareSJW vs VZ

SJW vs VZ: Dividend Comparison 2026

SJW yields 2.99% · VZ yields 5.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SJW wins by $32.4K in total portfolio value
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
VZ
Verizon Communications
● Live price
5.44%
Share price
$50.30
Annual div
$2.74
5Y div CAGR
9.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$3,679.01
Full VZ calculator →

Portfolio growth — SJW vs VZ

📍 SJW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWVZ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJW + VZ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
VZ pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
VZ
Annual income on $10K today (after 15% tax)
$462.18/yr
After 10yr DRIP, annual income (after tax)
$3,127.16/yr
At 15% tax rate, SJW beats the other by $5,191.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + VZ for your $10,000?

SJW: 50%VZ: 50%
100% VZ50/50100% SJW
Portfolio after 10yr
$37.2K
Annual income
$6,732.77/yr
Blended yield
18.10%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on VZ right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
VZ
Analyst Ratings
1
Strong
22
Buy
34
Hold
3
Sell
Consensus: Hold
Price Target
$50.14
-0.3% upside vs current
Range: $44.00 — $58.00
Altman Z
1.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
VZ buys
0
No recent congressional trades found for SJW or VZ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWVZ
Forward yield2.99%5.44%
Annual dividend / share$1.64$2.74
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%9.9%
Portfolio after 10y$53.4K$21.0K
Annual income after 10y$9,786.53$3,679.01
Total dividends collected$29.2K$16.2K
Payment frequencyquarterlyquarterly
SectorUtilitiesTelecom
Analyst consensusHoldHold
Analyst price target$72.75$50.14

Year-by-year: SJW vs VZ ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrVZ PortfolioVZ Income/yrGap
1← crossover$11,091$391.32$10,188$597.57+$903.00SJW
2$12,399$530.97$10,468$697.65+$1.9KSJW
3$13,993$726.13$10,860$821.47+$3.1KSJW
4$15,975$1,002.53$11,391$976.67+$4.6KSJW
5$18,493$1,400.18$12,098$1,174.02+$6.4KSJW
6$21,771$1,982.98$13,031$1,428.91+$8.7KSJW
7$26,150$2,855.84$14,261$1,763.77+$11.9KSJW
8$32,178$4,196.60$15,888$2,211.96+$16.3KSJW
9$40,747$6,317.25$18,061$2,824.13+$22.7KSJW
10$53,386$9,786.53$20,999$3,679.01+$32.4KSJW

SJW vs VZ: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

Full SJW Calculator →

VZTelecom

Verizon Communications Inc., through its subsidiaries, offers communications, technology, information, and entertainment products and services to consumers, businesses, and governmental entities worldwide. Its Consumer segment provides postpaid and prepaid service plans; internet access on notebook computers and tablets; wireless equipment, including smartphones and other handsets; and wireless-enabled internet devices, such as tablets, and other wireless-enabled connected devices comprising smart watches. It also provides residential fixed connectivity solutions, such as internet, video, and voice services; and sells network access to mobile virtual network operators. As of December 31, 2021, it had approximately 115 million wireless retail connections, 7 million wireline broadband connections, and 4 million Fios video connections. The company's Business segment provides network connectivity products, including private networking, private cloud connectivity, virtual and software defined networking, and internet access services; and internet protocol-based voice and video services, unified communications and collaboration tools, and customer contact center solutions. This segment also offers a suite of management and data security services; domestic and global voice and data solutions, such as voice calling, messaging services, conferencing, contact center solutions, and private line and data access networks; customer premises equipment; installation, maintenance, and site services; and Internet of Things products and services. As of December 31, 2021, it had approximately 27 million wireless retail postpaid connections and 477 thousand wireline broadband connections. The company was formerly known as Bell Atlantic Corporation and changed its name to Verizon Communications Inc. in June 2000. Verizon Communications Inc. was incorporated in 1983 and is headquartered in New York, New York.

Full VZ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.