HomeCompareSJW vs WSO

SJW vs WSO: Dividend Comparison 2026

SJW yields 2.99% · WSO yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 WSO wins by $1.96M in total portfolio value
10 years
SJW
SJW
● Live price
2.99%
Share price
$54.86
Annual div
$1.64
5Y div CAGR
30.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.4K
Annual income
$9,786.53
Full SJW calculator →
WSO
WSO
● Live price
3.44%
Share price
$348.91
Annual div
$12.00
5Y div CAGR
65%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.01M
Annual income
$1,453,019.57
Full WSO calculator →

Portfolio growth — SJW vs WSO

📍 WSO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSJWWSO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SJW + WSO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SJW pays
WSO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SJW
Annual income on $10K today (after 15% tax)
$254.10/yr
After 10yr DRIP, annual income (after tax)
$8,318.55/yr
WSO
Annual income on $10K today (after 15% tax)
$292.34/yr
After 10yr DRIP, annual income (after tax)
$1,235,066.63/yr
At 15% tax rate, WSO beats the other by $1,226,748.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SJW + WSO for your $10,000?

SJW: 50%WSO: 50%
100% WSO50/50100% SJW
Portfolio after 10yr
$1.03M
Annual income
$731,403.04/yr
Blended yield
70.94%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SJW right now

SJW
Analyst Ratings
5
Buy
6
Hold
Consensus: Hold
Price Target
$72.75
+32.6% upside vs current
Range: $57.00 — $85.00
Altman Z
2.7
Piotroski
5/9
WSO
No analyst data
Altman Z
10.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SJW buys
0
WSO buys
4
PoliticianChamberTickerTypeAmountDate
Lisa McClain🏢 House$WSO▲ Buy$1,001 - $15,0002025-06-17
Valerie Hoyle🏢 House$WSO▲ Buy$1,001 - $15,0002024-10-29
Lois Frankel🏢 House$WSO▼ Sell$1,001 - $15,0002023-09-08
Lois Frankel🏢 House$WSO▼ Sell$1,001 - $15,0002023-06-28
Lois Frankel🏢 House$WSO▼ Sell$1,001 - $15,0002020-07-24
Donna Shalala🏢 House$WSO▼ Sell$15,001 - $50,0002020-05-07
Lois Frankel🏢 House$WSO▲ Buy$1,001 - $15,0002020-03-04
Lois Frankel🏢 House$WSO▲ Buy$1,001 - $15,0002020-03-03
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSJWWSO
Forward yield2.99%3.44%
Annual dividend / share$1.64$12.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.9%65%
Portfolio after 10y$53.4K$2.01M
Annual income after 10y$9,786.53$1,453,019.57
Total dividends collected$29.2K$1.93M
Payment frequencyquarterlyquarterly
SectorUtilitiesStock

Year-by-year: SJW vs WSO ($10,000, DRIP)

YearSJW PortfolioSJW Income/yrWSO PortfolioWSO Income/yrGap
1← crossover$11,091$391.32$11,267$567.48$176.00WSO
2$12,399$530.97$13,042$986.00$643.00WSO
3$13,993$726.13$15,715$1,759.96$1.7KWSO
4$15,975$1,002.53$20,085$3,270.17$4.1KWSO
5$18,493$1,400.18$27,936$6,445.13$9.4KWSO
6$21,771$1,982.98$43,716$13,823.69$21.9KWSO
7$26,150$2,855.84$80,133$33,357.25$54.0KWSO
8$32,178$4,196.60$180,032$94,289.78$147.9KWSO
9$40,747$6,317.25$519,300$326,665.44$478.6KWSO
10$53,386$9,786.53$2,008,670$1,453,019.57$1.96MWSO

SJW vs WSO: Complete Analysis 2026

SJWUtilities

SJW Group, through its subsidiaries, provides water utility services in the United States. It engages in the production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company also provides non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services and sewer operations to water utilities; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. Its water supply consists of groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from the Santa Clara Valley Water District. The company offers water service to approximately 231,000 connections that serve approximately one million people residing in portions of the cities of San Jose and Cupertino, as well as in the cities of Campbell, Monte Sereno, Saratoga, and the Town of Los Gatos; and adjacent unincorporated territories in the County of Santa Clara in the State of California. In addition, it provides water service to approximately 140,000 connections, which serve approximately 456,000 people in 81 municipalities with a service area comprising approximately 269 square miles throughout Connecticut and Maine, as well as approximately 24,000 connections that serve approximately 70,000 people in a service area comprising approximately 266 square miles in the region between San Antonio and Austin, Texas; and approximately 3,000 wastewater connections in Southbury, Connecticut. Further, the company owns undeveloped land in California and Tennessee; and owns and operates commercial buildings and warehouse properties in Tennessee. The company was formerly known as SJW Corp. and changed its name to SJW Group in November 2016. SJW Group was incorporated in 1985 and is headquartered in San Jose, California.

Full SJW Calculator →

WSOStock

Watsco, Inc., together with its subsidiaries, distributes air conditioning, heating, refrigeration equipment, and related parts and supplies. The company distributes equipment comprising residential ducted and ductless air conditioners, such as gas, electric, and oil furnaces; commercial air conditioning and heating equipment systems; and other specialized equipment. It also offers parts, including replacement compressors, evaporator coils, motors, and other component parts; and supplies, such as thermostats, insulation materials, refrigerants, ductworks, grills, registers, sheet metals, tools, copper tubing, concrete pads, tapes, adhesives, and other ancillary supplies, as well as plumbing and bathroom remodeling supplies. The company serves contractors and dealers that service the replacement and new construction markets for residential and light commercial central air conditioning, heating, and refrigeration systems. As of December 31, 2021, it operated from 671 locations in the United States, Canada, Mexico, and Puerto Rico, as well as exports its products to Latin America and the Caribbean Basin. Watsco, Inc. was founded in 1945 and is headquartered in Miami, Florida.

Full WSO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.