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SLMAF vs BTI: Dividend Comparison 2026

SLMAF yields 3.66% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SLMAF wins by $1137.14M in total portfolio value
10 years
SLMAF
SLMAF
● Live price
3.66%
Share price
$6.58
Annual div
$0.24
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1137.18M
Annual income
$1,080,502,630.72
Full SLMAF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — SLMAF vs BTI

📍 SLMAF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSLMAFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SLMAF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SLMAF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SLMAF
Annual income on $10K today (after 15% tax)
$311.32/yr
After 10yr DRIP, annual income (after tax)
$918,427,236.11/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, SLMAF beats the other by $918,424,867.47/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SLMAF + BTI for your $10,000?

SLMAF: 50%BTI: 50%
100% BTI50/50100% SLMAF
Portfolio after 10yr
$568.61M
Annual income
$540,252,708.68/yr
Blended yield
95.01%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

SLMAF
No analyst data
Altman Z
0.8
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SLMAF buys
0
BTI buys
0
No recent congressional trades found for SLMAF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSLMAFBTI
Forward yield3.66%5.38%
Annual dividend / share$0.24$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$1137.18M$37.7K
Annual income after 10y$1,080,502,630.72$2,786.64
Total dividends collected$1133.08M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SLMAF vs BTI ($10,000, DRIP)

YearSLMAF PortfolioSLMAF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,433$732.52$11,299$598.92+$134.00SLMAF
2$13,798$1,565.34$12,794$703.91+$1.0KSLMAF
3$18,295$3,531.30$14,518$829.07+$3.8KSLMAF
4$28,328$8,751.84$16,513$978.64+$11.8KSLMAF
5$55,640$25,329.07$18,827$1,157.84+$36.8KSLMAF
6$152,525$92,990.40$21,518$1,373.12+$131.0KSLMAF
7$639,676$476,474.39$24,657$1,632.46+$615.0KSLMAF
8$4,419,576$3,735,122.45$28,329$1,945.74+$4.39MSLMAF
9$52,964,969$48,236,022.69$32,637$2,325.33+$52.93MSLMAF
10$1,137,175,148$1,080,502,630.72$37,708$2,786.64+$1137.14MSLMAF

SLMAF vs BTI: Complete Analysis 2026

SLMAFStock

Sanlam Limited provides various financial solutions to individual, business, and institutional clients in South Africa, rest of Africa, and internationally. The company operates through Sanlam Life and Savings, Sanlam Emerging Markets, Sanlam Investment Group, and Santam segments. It offers life, disability, severe illness, income protection, funeral, credit life, health, short-term, medical, and group risk benefits, business debt, commercial insurance products; reinsurance products; financial planning and retirement, personal motor and property, solutions; investment products; wealth, and professionals and graduates insurance services; and personal and home loans, and credit cards. The company also provides payment and debit cards order collection, corporate credit, debt and equity structuring, business advice, risk management, and employee health and retirement plans for small and medium businesses, and self-employed professionals. The company was founded in 1918 and is headquartered in Bellville, South Africa.

Full SLMAF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.