HomeCompareSLMAF vs PM

SLMAF vs PM: Dividend Comparison 2026

SLMAF yields 3.66% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SLMAF wins by $1137.13M in total portfolio value· pulled ahead in Year 2
10 years
SLMAF
SLMAF
● Live price
3.66%
Share price
$6.58
Annual div
$0.24
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1137.18M
Annual income
$1,080,502,630.72
Full SLMAF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — SLMAF vs PM

📍 SLMAF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSLMAFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SLMAF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SLMAF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SLMAF
Annual income on $10K today (after 15% tax)
$311.32/yr
After 10yr DRIP, annual income (after tax)
$918,427,236.11/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, SLMAF beats the other by $918,425,117.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SLMAF + PM for your $10,000?

SLMAF: 50%PM: 50%
100% PM50/50100% SLMAF
Portfolio after 10yr
$568.61M
Annual income
$540,252,561.37/yr
Blended yield
95.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

SLMAF
No analyst data
Altman Z
0.8
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SLMAF buys
0
PM buys
0
No recent congressional trades found for SLMAF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSLMAFPM
Forward yield3.66%3.48%
Annual dividend / share$0.24$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$1137.18M$49.6K
Annual income after 10y$1,080,502,630.72$2,492.02
Total dividends collected$1133.08M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SLMAF vs PM ($10,000, DRIP)

YearSLMAF PortfolioSLMAF Income/yrPM PortfolioPM Income/yrGap
1$11,433$732.52$11,648$408.29$215.00PM
2← crossover$13,798$1,565.34$13,589$495.90+$209.00SLMAF
3$18,295$3,531.30$15,877$603.21+$2.4KSLMAF
4$28,328$8,751.84$18,580$734.88+$9.7KSLMAF
5$55,640$25,329.07$21,781$896.75+$33.9KSLMAF
6$152,525$92,990.40$25,578$1,096.12+$126.9KSLMAF
7$639,676$476,474.39$30,092$1,342.17+$609.6KSLMAF
8$4,419,576$3,735,122.45$35,470$1,646.46+$4.38MSLMAF
9$52,964,969$48,236,022.69$41,892$2,023.58+$52.92MSLMAF
10$1,137,175,148$1,080,502,630.72$49,578$2,492.02+$1137.13MSLMAF

SLMAF vs PM: Complete Analysis 2026

SLMAFStock

Sanlam Limited provides various financial solutions to individual, business, and institutional clients in South Africa, rest of Africa, and internationally. The company operates through Sanlam Life and Savings, Sanlam Emerging Markets, Sanlam Investment Group, and Santam segments. It offers life, disability, severe illness, income protection, funeral, credit life, health, short-term, medical, and group risk benefits, business debt, commercial insurance products; reinsurance products; financial planning and retirement, personal motor and property, solutions; investment products; wealth, and professionals and graduates insurance services; and personal and home loans, and credit cards. The company also provides payment and debit cards order collection, corporate credit, debt and equity structuring, business advice, risk management, and employee health and retirement plans for small and medium businesses, and self-employed professionals. The company was founded in 1918 and is headquartered in Bellville, South Africa.

Full SLMAF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
📬

Get this SLMAF vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SLMAF vs SCHDSLMAF vs JEPISLMAF vs OSLMAF vs KOSLMAF vs MAINSLMAF vs MOSLMAF vs BTISLMAF vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.